Credit cards Updated:
A great alternative to bank accounts and credit cards, prepaid cards are easy to set up and offer a safe way to shop online or in stores worldwide. Anyone looking to curb their spending can easily budget by loading up their card when they want with no monthly account charges or interest.
These pre-paid cards are ideal for students just starting out at university. Use your student prepaid credit card in the same way you would a mobile phone, all you need to do is top them up before you use them. Brilliant news for those of you who have a habit of going overdrawn on your spending as you won't be able to spend what you don't have. It's also a great way to keep your student debts from spiralling out of control.
A brilliant way to manage money. A credit card without the hassle but with all the advantages. Ideal for teenagers (some cards allow you to order cards for children over the age of 13) and students as they can't get into trouble with them!
With a no interest prepaid card there is no interest to pay and no late payment fees, however there is normally a one-off payment of about £10 to buy the card, and some cards have a monthly charge, so read the terms before you apply.
The Cashplus prepaid card offers an easy way to budget and a great alternative to a bank account or credit card. It comes with free Purchase Protection and can help improve credit rating at no extra cost.
Cashplus is a safe way to shop online or in stores worldwide, in fact, wherever you see the MasterCard acceptance mark.
*Subject to terms and conditions including applicant providing acceptable ID, being a UK resident & aged 18 years+.
Cash Plus Gold prepaid card review
Very useful as a saving scheme and for purchasing goods over the internet. It's pretty easy to top up at the Post Office or by a payment transfer from your bank account. The money is usually in your account the next business day. Unfortunately you have to phone up customer services to get your pin. Beware of their customer services premium rate numbers as these can be costly. Find a local or 0800 number for them on "saynoto0870.com".
The Freedom Prepaid MasterCard is available online for a one off price of £9.99. It is fully re-loadable up to £3,000 and is accepted worldwide, at over 28.5 million locations and at 1.5 million ATMs which display the MasterCard Acceptance Mark.
The Freedom Prepaid MasterCard is the UK's first retail instant issue, fully re-loadable, embossed Prepaid MasterCard with chip & PIN security that enables you to make purchases without filling in any forms, undergoing any credit checks or having a bank account.
Freedom Eagle Cash Card review
You can sign up for a Kalixa Prepaid Card in 2 minutes and choose your four digit PIN at registration. Once your registration is completed, the personalised chip & PIN card will be delivered in 5-7 days.
Kalixa® is the combined prepaid MasterCard® and eAccount that puts you in control of your cash. New cardholders can get started by depositing as little as £10 - which covers the one time registration fee of £4.95. With Kalixa there are NO monthly account charges and NO charges on transactions using the MasterCard in a shop or online. An electronic deposit to the card is available at 99p, and the card has a high maximum limit of £9,000.
You don't need a credit check and new cardholders only require a valid email address, a valid postal address and an initial load of £10 which can be made online via a wide range of supported deposit methods.
Kalixa Prepaid Card Review
Kalixa prepaid card has a competitive fee structure and excellent customer service. Free transactions in shops and a fixed ATM cash withdrawal fee make this a good all round prepaid card. Beware that this card is not ideal for use in countries accepting Euro/Dollars only as it's only availabe in GBP. Watch out when making calls to their Customer service Centre. Find a local or 0800 number for them on "saynoto0870.com" or email them instead.
Check our prepaid card tip 'join the platic revolution' for more information about prepaid cards and their uses.
Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.
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