Product focus: 0% purchase cards

Category: Credit cards
Date: 11/17/2011

With Christmas and the New Year vast approaching many families may consider consolidating their credit card debts for a fresh start but are also looking to buy seasonal gifts.

Here are a few credit cards that may suit the bill.

Barclaycard

• The Platinum with Purchase Visa makes no charges on new purchases for the first 14 months after account opening after which the card charges 18.9% APR.
• In addition, the card offers 14 months of interest free debt transfers with a balance transfer fee of 2.90%.
• Customers can take advantage of the Barclaycard Freedom scheme to earn and spend reward money at selected retailers.

Virgin Money

• The Purchase Credit Card MasterCard from Virgin Money makes no interest charges on new purchases or balance transfers for the first 13 months after account opening.
• Debt transfers are subject to a 2.89% balance transfer fee and the card charges 18.9% APR on purchases outside of the introductory deal.
• Customers are eligible to exclusive offers within the Virgin Group.

Halifax

• The All in One MasterCard charges no interest on new purchases or balance transfers for the first 13 months after account opening.
• Balance transfers are subject to a 3.00% balance transfer fee and the card charges 17.9% APR.

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Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at anytime.