Home insurance Updated:
It's the age old question – just what would you save if your house was on fire? Well, while it may have once been precious family photos, sentimental items or heirlooms, research from Swinton Insurance has revealed that gadgets now top the list.
The figures show that a third of those surveyed would rather rescue their technology, with hi-tech items such as iPads, mobile phones and smart watches being top of the list for 30% of respondents. By contrast, only a fifth would rescue sentimental items such as photograph albums, childhood toys and memory boxes, and only one in 10 would reach for practical essentials such as cash, handbags and passports – and a further 10% admitted that they wouldn't bother to save anything.
However, this apparent preference for gadgetry may not be as cold-hearted as initially assumed. Gadgets aren't just impersonal pieces of tech – they're increasingly becoming a way to preserve memories. Think of how many photos you take on your phone, for example. Given their importance, it's no wonder that smartphones were cited among the top pieces of kit to save, along with hard drives and memory sticks containing photographs and important documents.
Mark Hallam, head of products at Swinton Insurance, said: "While it's not a decision any of us want to be faced with, deciding what you'd save in the event of house fire can be very revealing. It's often a conflict between valuable, practical and sentimental belongings, as shown by our research.
"We know that nothing can replace personal belongings and memories. However, having an appropriate level of buildings and contents insurance can go a long way to reducing stress and providing peace of mind in the event of a fire.
"While many household items are likely to be covered as standard by most contents insurance policies, more valuable items such as smartphones and laptops may require listing separately under an additional premium. It's crucial that people check their insurance policy to ensure they know exactly what's covered."
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Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.
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