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DIY disasters: Are you covered?

DIY disasters: Are you covered?

Category: Home insurance

Updated: 07/02/2014
First Published: 07/02/2014

MONEYFACTS ARCHIVE
This article was correct at the time of publication. It is now over 6 months old so the content may be out of date.

Everyone likes to save a bit of money where they can, and doing home improvements instead of calling in a pricey tradesman is one area where many people try to cut costs.

However, many do-it-yourself enthusiasts are actually causing more harm than good, with botched DIY disasters costing the average Brit £158 a year, according to research released today by The Co-operative Insurance.

Nearly 90% of those questioned had tried to carry out DIY work on their house with a fifth of them admitting to an expensive mistake, and even worse, 32% injuring themselves.

With 68% of women relying on their partner to carry out DIY tasks, it is the men that are more likely to be grabbing the toolbox and carrying out jobs from changing a lightbulb (43%) to painting (28%) and wallpapering (16%).

Luckily the have-a-go enthusiasts do recognise that there are some jobs that are just too big, with 59% admitting they avoid replacing fallen roof tiles and 58% refusing to take on plumbing jobs.

However, the report highlights a shocking fact that 85% of those turning their hand to DIY have no idea whether their current household insurance covers them for any slip-ups. This could be a costly lack of judgement negating any saving made from doing the handiwork themselves in the first place.

Anthony Lewis of The Co-operative Insurance said:

"We would recommend that people double check what their home insurance covers and assess whether it is best for them and covers all their needs. Accidental damage insurance will give you peace of mind should you spill paint on the carpet, or damage your home. This is additional cover that should be considered ahead of planning any tricky DIY tasks."

What Next?

Take a look at your home insurance and check that it has the cover you need. If not, compare insurance quotes and find a new policy.

Looking to borrow between £5,000 to £500,000 for home improvements? - Consider a secured loan

Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.

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