Householders urged to prepare for upcoming storms - Home insurance - News - Moneyfacts

News

Householders urged to prepare for upcoming storms

Householders urged to prepare for upcoming storms

Category: Home insurance

Updated: 25/10/2013
First Published: 25/10/2013

MONEYFACTS ARCHIVE
This article was correct at the time of publication. It is now over 6 months old so the content may be out of date.

With the threat of storms on the horizon, householders are being urged to take proactive measures to protect their homes – as up to a quarter of all UK properties could be in the firing line.

According to research from Halifax Insurance a quarter of UK homeowners have never checked the condition of their roof, despite the fact that a fifth (19%) of homes have suffered from water ingress in the last two years and a further 10% have been subject to windstorm damage.

It's these "neglected" homes that could suffer the most in the forecasted St Jude storm, due to hit on Monday, and is why all homeowners are being urged to check the condition of their homes to be properly prepared.

Having adequate insurance is another key part of that preparation, but with a worrying one in ten homeowners lacking sufficient cover to be protected from such issues and more than a quarter (27%) not knowing what is and isn't covered by their policy, they're being urged to check and make the necessary adjustments.

Martin Foulds, senior claims manager at Halifax Home Insurance, has this advice:

"Extreme weather, like the St Jude storm, can take its toll on homes. Homes that have been neglected throughout the year are particularly susceptible to further damage, as problems … can be exacerbated by severe winds and rainfall.

"Homeowners should ensure their home is well maintained and protected against the elements by checking that the roof is in good condition, that loose items are secured and that low hanging branches, that could cause damage in a storm, are cut back."

Proper maintenance is not only vital to reduce the possibility of damage but it could be stipulated in an insurance policy, so failing to properly maintain their home means homeowners could be at risk of invalidating their policy and any claims not being upheld.

What next?

Make sure you're covered – compare home insurance quotes to get the best deal

Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.

Related Articles

Home insurance cost rises by 3.5%

New data from Consumer Intelligence has revealed that the annual cost of home insurance has raced ahead of inflation, having risen by 3.5% year-on-year to stand at an average annual premium of £123.

Get your home winter-ready

We hate to say it, but winter is well and truly setting in. So, if you haven't yet made sure that your home is ready for the colder months ahead, now's the time to get started.

Bargains for burglars on Black Friday

Many are looking forward to Black Friday next week, not to mention the following Cyber Monday (28 November), but did you know burglars are also looking forward to those days of deals? Don’t let them take you by surprise!
 
Close