Home insurance Updated:
At first glance, Pancake Day seems fairly innocent – it's a chance to gorge on sweet, lemony, battery goodness, perhaps with a savoury or Nutella version thrown in for good measure – but it actually hides a dangerous secret, with the number of fire claims soaring on this most innocuous of days…
Figures from Policy Expert have revealed that there are more than twice as many fire claims on Pancake Day compared with an average day in the year, which highlights the need for batter aficionados to take extra care.
But, it gets worse – not only do the number of claims soar on Pancake Day, but the value of those claims is almost double the daily average: the figures show that the average fire claim made on Pancake Day last year stood at £11,546, while the typical fire claim cost for an average day in 2015 totalled just £6,543, a relatively small sum by comparison.
The sheer number and value of fire claims is arguably the result of so many more people picking up the frying pan, but nonetheless, it highlights the importance of being prepared – and taking the necessary precautions. Not only should safety always come first (e.g. don't be tempted to flip too many oily pancakes near a gas flame!) but you'll need to make sure that your home insurance is up to scratch, because you wouldn't want to be forced to make a claim only to find that you weren't covered.
Start by checking your policy's renewal date, and if it's coming up or (even worse) you've missed it, you'll want to compare quotes to find a suitable alternative. Even if your policy is still completely valid, it's worth having a glance at the small print so you know exactly what you're covered for and by how much, and if it could do with a bit of an upgrade, don't be afraid to call your insurer to discuss your options.
Once you've double-checked everything, all that's left to do is get ready for tomorrow. Happy Pancake Day!
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