Home insurance Updated:
The temperatures are starting to drop, the wind is starting to blast and the clocks are set to go back this coming weekend. Winter is definitely on its way, but are you ready to face it? Well, according to Age UK Enterprise, now is the perfect time to start building up your winter defences to ensure that this winter is as warm and stress-free as possible. But what needs to be done?
Winter can cause chaos, so it's important to check your home from top to bottom, inside and out to make sure that it's fully winter-proofed. Not only will this ensure that you aren't left out in the cold, but it could also save you money and a lot of additional hassle in the future.
If you have any jobs that you can't handle yourself, find a good tradesman to sort the problem out for you. It's better to get these problems tackled sooner rather than later when winter has already settled in.
"Preparation is key to protecting your home and avoiding expensive and urgent call outs when the weather changes," commented Gordon Morris, managing director of Age UK Enterprises. "There are a number of essential checks homeowners could be doing to the exteriors and interiors of their homes while the fair weather remains, which could save them time and money in the long run."
The best jobs to tackle first include getting pipes, windows, roofs, gutters and boilers checked. These things are your first line of defence against the winter chill, so try to make them a priority. To help you identify any problems, we've broken down these key areas so that you can check that everything is working as it should be.
In the midst of all the pre-winter DIY, it's a good idea to take a look at your home insurance. Winter can cause a lot of damage, so you may be more likely to make a claim during the colder months.
Firstly, check that your insurance is up to date and that you are covered for the winter period. If your policy is due to expire soon, start shopping around. Renewing your old policy may not be very cost-effective, and you could get more comprehensive cover elsewhere. When searching for an insurer, check that you are covered for incidents such as storm damage and burst pipes – they could happen to anyone! You can start collecting home insurance quotes now by using our handy online comparison tool.
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Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.
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