The storm surge clear-up - Insurance - News - Moneyfacts


The storm surge clear-up

The storm surge clear-up

Category: Insurance

Updated: 06/12/2013
First Published: 06/12/2013

This article was correct at the time of publication. It is now over 6 months old so the content may be out of date.

Thousands of homes across the East of England have been battered by a violent storm surge overnight, with high tides later today expected to cause further damage. It came after fierce storms in Scotland and the North had already left two dead, and there are still severe weather warnings in place – which mean "danger to life" – across the east coast.

Flood defences have been breached and so far it's been reported that several chalets have been destroyed, while roads, train lines and schools across the eastern counties are still shut. The surge is thought to be the worst in 60 years with the Environment Agency saying that up to 6,000 homes could be flooded and many more evacuated, with the true picture of the damage starting to be assessed and the clean-up getting underway.

People in affected areas are still being urged to be on their guard. While many that have been evacuated can return to their homes there's still the possibility of future flooding, so those in the worst affected areas need to take precautions – don't drive through areas of flood water, even if it seems minimal, and make sure any important documents and vital possessions are moved upstairs.

Homeowners could have a difficult time on their hands getting properties back to their best, and after water has been mopped up and homes dried out it's time to look into more practical considerations – getting the insurance claim sorted. It's vital that the damage is accurately estimated to ensure proper reimbursement, and for those who thankfully haven't suffered it's a timely reminder to check their insurance policy to ensure they've got the level of protection they'd need in this kind of emergency.

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