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ISAs News Stories

Cash ISA rates are rising – average hits 14-m high

Updated: 09th October 2017 - First Published: 05th October 2017 Cash ISA rates haven’t had a great time of it in recent years, so it’ll come as welcome news that rates have been gradually edging up recently, with our latest data showing that the average cash ISA rate has hit 1% for the first time in 14 months! Read More...

Investments into cash ISAs plummet

Updated: 05th September 2017 - First Published: 01st September 2017 At one time, ISAs were the darling of the savings market, yet they’ve begun to lose their shine. This has arguably been driven by the Personal Savings Allowance, and figures show just how rapidly these once-loved accounts are going out of fashion. Read More...

One millionth Help to Buy ISA open

Updated: 22nd August 2017 - First Published: 22nd August 2017 Last weekend saw the opening of the one millionth Help to Buy ISA, showing the enduring popularity of this type of Government-backed savings account for those looking to take their first step onto the property ladder. Read More...

Are ISAs still worth it?

Updated: 16th August 2017 - First Published: 16th August 2017 ISAs used to be the darling of the savings market, yet they’ve begun to lose their shine, with the Personal Savings Allowance all but sounding the death knell for these tax-free accounts. So, are these once-loved accounts still worth it? Read More...

First cash lifetime ISA proving popular

Updated: 01st August 2017 - First Published: 01st August 2017 The lifetime ISA was developed as a way to encourage people to save for their future. Initially, only stocks & shares LISAs were available, but in June the first cash version was launched – and it’s looking to be popular with savers. Read More...

First cash Lifetime ISA set to be launched

Updated: 06th June 2017 - First Published: 06th June 2017 It’s been announced that Skipton Building Society will launch the UK’s first cash Lifetime ISA (LISA) on Thursday 8 June at 9am, offering savers an alternative to the riskier stocks & shares versions. Is it time to get your cash ready to invest? Read More...

First-timers find Help to Buy ISAs less helpful

Updated: 23rd May 2017 - First Published: 23rd May 2017 More first-time buyers may be getting on the ladder, but there's still the daunting task of saving a deposit. Unfortunately, it's even harder thanks to rate cuts, and even the Government-backed Help to Buy ISA hasn’t been immune. Read More...

Number of cash ISAs available hits five-year high

Updated: 15th May 2017 - First Published: 15th May 2017 The ISA market has been in the doldrums for some time, but thankfully, it looks as though there’s some improvement on the horizon, as the number of cash ISAs available has risen for another month to hit a five-year high! Read More...

Concerns that too many are saving in cash ISAs

Updated: 05th May 2017 - First Published: 05th May 2017 Cash remains king for many savers, but there are growing concerns that this preference could mean they lose out on heightened returns - so Royal London is urging more savers to consider investing in stocks & shares ISAs. Read More...

One month on from the Lifetime ISA

Updated: 12th June 2017 - First Published: 04th May 2017 It’s now been four weeks since the Lifetime ISA was officially launched, but have savers embraced it, or are many looking to utlise the various other tax-free savings options available instead? Well, it probably depends on where you look. Read More...

Comparing the best investment ISAs

Updated: 28th April 2017 - First Published: 28th April 2017 It can’t be denied that keeping your money in cash isn’t exactly profitable at the moment. After all, once inflation is taken into account, negative interest is a reality for many. That’s why investment ISAs are becoming increasingly appealing. Read More...

Fixed ISA rates rise, but variable rates plummet

Updated: 19th April 2017 - First Published: 19th April 2017 Following yesterday’s welcome news that fixed savings rates are rising, today we delve a little further into things to find that, unfortunately, the same can’t be said for variable rates, particularly in the cash ISA sector. Read More...

6 of the best variable cash ISAs

Updated: 10th April 2017 - First Published: 07th April 2017 The announcement of a flexible ISA came as welcome news this week: soon, savers will be able to withdraw cash and put it back in later... Read More...

Six things you need to know about the Lifetime ISA

Updated: 06th April 2017 - First Published: 06th April 2017 The Lifetime ISA, or LISA for short, officially launches today (6 April 2017). But just what is it, and how can you benefit from a potential £32,000 from the Government? Read on for an overview of this new tax-free savings vehicle. Read More...

How to make the most of the new tax year

Updated: 06th April 2017 - First Published: 06th April 2017 Today marks the start of the new tax year, and that can only mean one thing – it’s time to think about your ISA allowance! Here are a few pointers to help you make the most of the 2016/17 tax year. Read More...

Will you be getting on the ISA bandwagon?

Updated: 05th April 2017 - First Published: 05th April 2017 The new tax year is almost here, and so is the new ISA limit of £20,000. But will you be taking advantage? According to research, many people won’t be, with 39% of people not currently having any type of ISA – and have no intention of opening one. Read More...

Get ready for your new £20,000 ISA allowance

Updated: 04th April 2017 - First Published: 04th April 2017 A new tax year is almost here, which means you’ll soon have a new ISA allowance! You’ll have more to play with, too - on 6 April 2017 the limit rises to £20,000, offering plenty of opportunity to boost your tax-efficiency in the 2017/18 tax year. Read More...

How to transfer your cash ISA to maximise returns

Updated: 27th March 2017 - First Published: 27th March 2017 The end of the tax year is nigh, and with it comes thoughts of what to do with your 2016/17 ISA allowance. If you’ve yet to invest, now’s the time to do so – and if you’ve already got a cash ISA, you may want to transfer it for the best returns. Read More...

Top 6 long-term cash ISAs

Updated: 24th March 2017 - First Published: 24th March 2017 ISA season is in full swing, and happily, our latest research shows that things are looking far more promising this year than last, with long-term ISA rates in particular seeing a welcome uptick. Read More...

Stocks & shares ISAs see strongest returns in 7yrs

Updated: 22nd March 2017 - First Published: 22nd March 2017 Cash savings rates aren’t great at the moment, so many savers are looking for alternative ways to boost their returns. For some, stocks and shares ISAs could be ideal, particularly as they’re currently delivering the best performance in years. Read More...

Are we getting an ISA season after all?

Updated: 20th March 2017 - First Published: 20th March 2017 It looks as though there’s an inkling of competition in the ISA sector, with our latest research showing that both the number of cash ISAs available and the long-term ISA rate has increased - so we could be on course for a better season after all. Read More...

ISA season limps into action, with few contenders

Updated: 07th March 2017 - First Published: 07th March 2017 ISA season should technically be in full swing right about now, but it’s been a very slow start, as our latest research reveals that the average cash ISA rate has continued to fall, and has hit a new low of 0.82%. Read More...

Long-term ISA rates see a small rise

Updated: 22nd February 2017 - First Published: 22nd February 2017 ISA season is nearly upon us. While we’re not expecting much this year, with rates still largely at record lows, this week’s UK Savings Trends report did show that the average long-term ISA rate is up, and has been rising for the last three months. Read More...

Calls to make ISAs simpler

Updated: 09th February 2017 - First Published: 09th February 2017 Are you familiar with the range of ISAs available? Do you wish the system was simpler? If so, you’re not alone – confusion abounds, and Saga Investment Services is calling for the whole thing to be simplified. Read More...

Make the most of your ISA allowance while you can!

Updated: 27th January 2017 - First Published: 25th January 2017 The current tax year is rapidly drawing to a close, which means if you haven’t yet utilised your ISA allowance, you’re running out of time! You wouldn’t want to miss out on a year’s worth of tax efficiency, so now’s the time to take a look. Read More...

Over-50s still put faith in ISAs

Updated: 24th January 2017 - First Published: 24th January 2017 Approaching retirement means more thought needs to be put towards funding your golden years, and for many, having the right savings account will be key part - and according to research from Saga, many over-50s still put their faith in ISAs. Read More...

Glimmer of hope in the ISA market

Updated: 16th January 2017 - First Published: 16th January 2017 It can’t be denied that 2016 was a pretty shocking year for cash ISAs, but happily, the start of the New Year has brought with it a glimmer of hope for the sector, with figures revealing a slight uptick in average rate for the second month running. Read More...

All ISA rates fall below 1.00%

Updated: 22nd November 2016 - First Published: 22nd November 2016 It can’t be denied that the ISA sector has had a tough time of late, and it's taken a significant toll, with our latest figures showing that all average ISA rates have fallen below 1.00% for the first time on record. Read More...

A third saving for retirement with ISAs

Updated: 02nd November 2016 - First Published: 02nd November 2016 The popularity of ISAs is showing no signs of waning, with new research showing that more than a third of Brits are now using an ISA to save for their retirement. What are you using your ISA for? Read More...

Grandparents want in on JISAs

Updated: 01st November 2016 - First Published: 01st November 2016 As we mark the fifth anniversary of the Junior ISA, new research shows that one in three grandparents would have a bigger incentive to save for their grandchild if they were able to open a JISA for their grandkids themselves. Read More...

Six things you need to know about ISA transfers

Updated: 05th May 2017 - First Published: 26th October 2016 ISA rates may not be setting the world on fire at the moment, but that doesn't mean you should turn your back on these nifty little accounts. If anything, it’s the ideal time to take a look at your current situation and consider the alternatives. Read More...

Will you open a Lifetime ISA?

Updated: 24th October 2016 - First Published: 24th October 2016 The Lifetime ISA has been touted as a way to give under-40s the chance to either save for their first home or their retirement, with it being seen as a valuable long-term savings vehicle. Will you be taking advantage? Read More...

Could your newborn become an ISA millionaire?

Updated: 29th September 2016 - First Published: 29th September 2016 Many parents like to set up a savings account for their newborn, giving them a valuable nest egg for the future. But what if you could give them an even better payoff and help them become a millionaire? According to research, it’s possible… Read More...

Help to Buy ISA no-go zones on the rise

Updated: 22nd September 2016 - First Published: 22nd September 2016 Nearly half of England could become a Help to Buy ISA no-go zone by spring 2017, due to the rising cost of average house prices meaning the ISA’s thresholds will be exceeded in a vast number of areas. Read More...

Is it time to move away from cash?

Updated: 15th September 2016 - First Published: 15th September 2016 The dramatic fall of savings rates in recent weeks has only added to the pain that many savers are experiencing. This has caused many to look to alternatives, and for some, that’s meant opting for a stocks & shares ISA rather than a cash alternative. Read More...

Record deposits to ISAs, but cash falls from grace

Updated: 30th August 2016 - First Published: 30th August 2016 Cash ISAs have long been the savings account of choice for many consumers, but the dramatic rate cuts of recent months are beginning to take their toll - as a result, more and more consumers are turning to the cash ISA’s stocks & shares counterpart. Read More...

ISAs still have some fight left in them

Updated: 22nd August 2016 - First Published: 22nd August 2016 Savers are likely to have lost all enthusiasm in getting a decent return on their cash of late, thanks to a lack of competition and continued rate cuts. This means it’s more important than ever to make the right choice – so what about a cash ISA? Read More...

Stocks & shares ISAs: the alternative to low rates

Updated: 18th August 2016 - First Published: 18th August 2016 Savings rates are plummeting, leaving many savers wondering if there’s another way to achieve decent returns on their hard-earned cash. Well, there is – provided you’ve got the risk appetite, stocks & shares ISAs could be ideal. Read More...

ISA rates hit yet another new low

Updated: 04th August 2016 - First Published: 03rd August 2016 The downward spiral of ISA rates shows no sign of slowing down any time soon; if anything, it’s ramping up, with our latest data showing that average ISA rates have fallen substantially in recent months to hit fresh lows once again. Read More...

Three months in and PSA sees ISA rates plummet

Updated: 20th July 2016 - First Published: 20th July 2016 It’s now been three months since the personal savings allowance (PSA) was launched, and there was much speculation that it’d decimate the ISA market. So, three months in, has it had the expected impact? Unfortunately, it looks to be the case… Read More...

ISA interest has halved over the last four years

Updated: 28th June 2016 - First Published: 28th June 2016 Long-suffering savers are likely to be all too familiar with the current state of the savings market, and while ISAs were once a competitive safe haven for savers’ cash, the last four years of rate cuts have been excruciatingly painful. Read More...

Has the ISA market lost its shine?

Updated: 21st June 2016 - First Published: 21st June 2016 The ISA market has been on a downward spiral for some time now, and unfortunately, our latest figures confirm this trajectory – although the majority of average savings rates fell this month, it’s the ISA sector that bore the brunt of the reductions. Read More...

Are Help to Buy: ISAs doomed to face more cuts?

Updated: 01st June 2016 - First Published: 01st June 2016 Help to Buy: ISAs have now been on the market for over six months, but despite the excitement of their launch, our latest research can reveal that their shine has already begun to fade, with rate cuts and opening restrictions now commonplace. Read More...

No sign of ISA season as rates plummet

Updated: 20th April 2016 - First Published: 20th April 2016 We’re supposedly in the grips of ISA season, but you wouldn’t think so to look at the wares on offer. Competition typically ramps up at this time of year, but unfortunately, this hasn’t yet been the case, and instead rates have fallen to fresh lows. Read More...

Will you make the most of your new ISA allowance?

Updated: 11th April 2016 - First Published: 07th April 2016 The start of a new tax year means only one thing – you’ve got a brand new ISA allowance to use! As of yesterday (6 April), you’ve got an ISA allowance of £15,240, and if you don’t use it, you lose it! The question is, will you make the most of it? Read More...

Stocks & shares ISA performance drops

Updated: 04th April 2016 - First Published: 04th April 2016 The latest findings of Investment Life & Pensions Moneyfacts have revealed that the performance of stocks & shares ISAs in 2015/16 is on course to be at its worst since the 2008 financial crisis. Read More...

ISA season emptiness as rate cuts dominate by 90%

Updated: 31st March 2016 - First Published: 30th March 2016 We’ve said before that this year looks set to see the worst ISA season ever, and new figures provide yet more evidence: ISA rates have hit fresh lows, fuelled by the number of cuts outweighing any rises, with 90% of recent rate changes being cuts. Read More...

Beat the end of tax year rush

Updated: 24th March 2016 - First Published: 24th March 2016 Have you used up your ISA allowance for this tax year? If not, what are you waiting for?! You’ve now got less than two weeks until the new tax year starts, but you’re not alone if you’re leaving things until the last minute. Read More...

The Lifetime ISA – will you benefit?

Updated: 17th March 2016 - First Published: 17th March 2016 Probably the biggest surprise of yesterday’s Budget was the announcement of a new Lifetime ISA. But just what is it, and could you benefit? We take a closer look… Read More...

Could this be the worst ISA season on record?

Updated: 15th March 2016 - First Published: 08th March 2016 Traditionally, this is the time of year when ISA providers boost their offerings to encourage savers to invest, but no more – rather than raising rates, providers have been actively cutting them, with savers now facing the worst deals on record. Read More...

Don’t forget about your 2015/16 ISA allowance!

Updated: 15th March 2016 - First Published: 18th February 2016 All the talk of low savings rates, personal savings allowances and base rate remaining stubbornly on hold could well have meant that you’ve completely overlooked your ISA for the current tax year, but this could be a big mistake... Read More...

Could a Help to Buy ISA help you reach your goal?

Updated: 15th March 2016 - First Published: 15th February 2016 The Help to Buy ISA officially launched in December, which means you can now get a Government contribution towards your deposit. However, it still isn’t always that simple, so how can you give yourself the best possible chance of reaching your goals? Read More...

Prepare your child’s financial future with a JISA

Updated: 03rd February 2016 - First Published: 03rd February 2016 Everyone wants to do the best they can for their children, and that includes sorting out their future finances. This can be easier to achieve than it seems, as if you utilise their JISA allowance, you could give them a £100K 18th birthday present... Read More...

Wealthy investors shun private pensions

Updated: 02nd February 2016 - First Published: 02nd February 2016 Saving for the future is something we all need to get into the habit of, but how are you going about it? A pension will often be the first thought, but others will turn to alternatives such as ISAs – and some are shunning private pensions altogether. Read More...

ISA rates fall further as competition stalls

Updated: 20th January 2016 - First Published: 20th January 2016 At one time, the start of a new year would have heralded the beginnings of ISA season, but our figures show that this is no longer the case: not only have product numbers fallen, but average rates have dropped significantly in the last month. Read More...

The Help to Buy ISA is live!

Updated: 01st December 2015 - First Published: 01st December 2015 The wait is over – the Help to Buy ISA has finally arrived! The scheme aims to support those who are saving for a deposit to get onto the first rung of the property ladder, but will it live up to expectations? Read More...

The Help to Buy ISA – an overview

Updated: 12th April 2017 - First Published: 26th November 2015 It’s been a long time coming, but the Help to Buy ISA will be with us next week! But just what is it, and how can you get involved? Here’s a quick overview to give you a better understanding of what’s going on. Read More...

ISA rates fall further thanks to tax changes

Updated: 18th November 2015 - First Published: 18th November 2015 Just when it seemed that the tide may be starting to turn for the savings market, our latest figures reveal a significant step back, with average ISA rates falling in the last month – and much of it is attributed to the change in savings tax rules. Read More...

Long-term goals? Stocks & shares ISAs could help

Updated: 20th September 2017 - First Published: 15th October 2015 If you’ve got a long-term savings goal, what are you doing to achieve it? Hopefully you’ll be squirreling away some of your hard-earned cash each month, but to really benefit, it all comes down to where you put it. What about stocks & shares ISAs? Read More...

Could you use an ISA to save for retirement?

Updated: 08th October 2015 - First Published: 08th October 2015 If you’re saving for retirement, just how are you going about it? A pension will probably be the first port of call, but research from Fidelity Worldwide Investment has revealed that a growing number of people are using ISAs, too. Read More...

Easy access ISA rate hits a new low

Updated: 05th October 2015 - First Published: 05th October 2015 If you thought that average savings rates couldn’t get much lower, it seems that you were – unfortunately – mistaken, as our latest figures show that the average easy access ISA rate has fallen to the lowest on record. Read More...

NISAs aren’t that nice after all

Updated: 20th July 2015 - First Published: 20th July 2015 A year ago the NISA was launched to the delight of the savings public. It came with a higher investment allowance of £15,000 as well as added flexibilities, but has it lived up to the hype? Unfortunately, the answer is a resounding no. Read More...

Savers aren’t making the most of ISA allowances

Updated: 15th July 2015 - First Published: 15th July 2015 This year, savers are able to squirrel away up to £15,240 out of the taxman’s reach, but the question is, are they making the most of it? According to research from GE Capital Direct, most people aren’t. Read More...

The NISA turns one – have you made the most of it?

Updated: 01st July 2015 - First Published: 01st July 2015 Today marks the first anniversary of the NISA, which heralded the biggest change to the good old Individual Savings Account since its launch. The question is, have you made the most of the new savings opportunity? Read More...

Signs of life in the ISA market?

Updated: 24th April 2015 - First Published: 24th April 2015 Savings rates haven’t exactly been setting the world on fire over the last few years. If anything, they’ve seemed to go from bad to worse – but could there be a resurgence? Moneyfacts' figures reveal tentative signs of an ISA season emerging... Read More...

Why it pays to be an early bird

Updated: 15th April 2015 - First Published: 15th April 2015 The new tax year is well underway, but have you thought about making your ISA subscription yet? If you haven’t, it could be time to consider it – after all, the early bird catches the worm! Read More...

The time has come – transfer savings to a JISA!

Updated: 14th April 2015 - First Published: 14th April 2015 The rules that allow child trust funds (CTFs) to be transferred to Junior ISAs (JISAs) officially came into being last week, giving youngsters of all ages the chance to secure the most competitive child savings rates available. Read More...

Top cash ISA deals

Updated: 10th May 2017 - First Published: 09th April 2015 This week heralds the start of the new tax year, meaning you have a brand new ISA allowance of £15,240 ready to be used! Read More...

Is it time to consider stocks & shares?

Updated: 07th April 2015 - First Published: 02nd April 2015 The start of the new tax year is fast approaching, and that means you need to make sure you’ll use your ISA allowance in time. But it’s also worth thinking about how you’ll allocate your funds, and whether it’s time to consider stocks & shares… Read More...

Haven’t used your ISA yet? It’s not too late!

Updated: 12th April 2017 - First Published: 30th March 2015 The start of the new tax year is a mere week away, but fear not – there’s still time to make the most of your tax-free allowance! Read More...

Stocks & shares ISAs continue to perform

Updated: 14th December 2016 - First Published: 11th March 2015 Stocks & shares ISAs are on course to record their third consecutive tax year of growth, research... Read More...

Will you use your full ISA allowance this year?

Updated: 04th March 2015 - First Published: 04th March 2015 The new tax year is fast approaching, and that means many people will be thinking about their ISA for the year ahead. The question is, have you made the most of this year’s allowance – and do you even know what it is? Read More...

Did you know your partner can inherit your ISA?

Updated: 24th April 2017 - First Published: 03rd March 2015 The ISA landscape has been transformed in the last few months, but there’s been one announcement that could have slipped under the radar for many – the fact that partners can now inherit their spouse’s ISA. Read More...

Do you know your ISA limits?

Updated: 27th February 2015 - First Published: 27th February 2015 ISAs should be the first port of call for anyone looking to maximise their tax efficiency, and least year savers got a welcome boost with the announcement that the annual investment limit was being raised. But do you know what the allowance is? Read More...

Could an ISA revival be on the cards?

Updated: 14th November 2014 - First Published: 14th November 2014 Do you know about the new ISA rules? If so, are you taking advantage of them? According to research there’s still a clear lack of understanding regarding the new rules, but there are also indications that an ISA resurgence could be on the cards… Read More...

Do you understand the ins and outs of a JISA?

Updated: 04th November 2014 - First Published: 03rd November 2014 This week heralds the JISA’s third birthday, but although this type of savings vehicle is no longer the new kid on the savings block, it seems that many parents still haven’t quite got their heads around the rules. Read More...

New £15,000 ISA limit fails to ignite interest

Updated: 24th September 2014 - First Published: 24th September 2014 It’s official – the longed-for ISA revival has failed to materialise. It had been hoped that the new £15,000 allowance would re-invigorate the sector to result in more competition and (ideally) higher rates, but that simply hasn't happened. Read More...

6 of the best two-year cash ISAs

Updated: 12th April 2017 - First Published: 02nd September 2014 ISAs should always be thought of as the go-to place to stash your savings. You get interest paid entirely tax-free, and with the ISA limit having been raised to £15,000 there’s now even more reason to use these nifty little accounts. Read More...

Could a stocks & shares ISA be for you?

Updated: 29th August 2014 - First Published: 29th August 2014 There’s no getting away from it – savings rates aren’t exactly enticing at the moment, and it’s often difficult to generate any form of meaningful return. That’s why a lot of people are turning to stocks & shares ISAs instead. Are you one of them? Read More...

How can I transfer my ISA?

Updated: 13th August 2014 - First Published: 13th August 2014 You know what it’s like. You find a great ISA rate and start putting money in, only to find a better deal a few months later. And what if you’ve got savings from previous years stuck in poor-paying accounts? It could be time to consider alternatives. Read More...

Do you know about the new ISA?

Updated: 05th August 2014 - First Published: 05th August 2014 It’s been a month since the new ISA was officially launched, but it hasn’t yet had the positive impact that was hoped. In fact, savers themselves seem largely unaware of the changes that have taken place - do you know about them? Read More...

The NISA goes live

Updated: 01st July 2014 - First Published: 01st July 2014 It’s official – the NISA is with us. This new ISA sees the tax-free limit raised to £15,000 and the rules surrounding cash and stocks & shares ISAs being relaxed, offering savers extra flexibility when it comes to making their investment. Read More...

Will you make the most of the new ISA?

Updated: 26th June 2014 - First Published: 26th June 2014 Changes are coming to the ISA market. In less than a week’s time the amount you’ll be allowed to save tax-free will rise to £15,000, and that’s a whole lot more money you can keep out of the taxman’s reach. But will you be making the most of it? Read More...

NISA FAQs – what you need to know

Updated: 03rd May 2017 - First Published: 25th June 2014 It’s official – in less than a week’s time the NISA will be with us, and people everywhere are wondering what it’ll actually mean for them. So, we’ve answered some of the most pressing questions to help you make sense of things. Read More...

No interest in ISAs

Updated: 12th April 2017 - First Published: 24th June 2014 The announcement that the ISA limit would increase was met with high hopes from the industry and savers alike. There was expectation that rates would finally start to rise, but this hasn't yet happened - and in fact they're falling further. Read More...

Could you become a NISA millionaire?

Updated: 18th June 2014 - First Published: 17th June 2014 Everyone dreams of becoming a millionaire, but most people truly believe it will remain a fantasy. However, new research from Fidelity Personal Investing has found that it could be possible - using the NISA - and in fewer years than ever. Read More...

ISA subscription levels fall to all-time low

Updated: 05th June 2014 - First Published: 05th June 2014 The amount of money people are stashing away in ISAs is falling dramatically, with savers apparently waiting to see what new rates and products will be launched when NISA changes come into force in July. Read More...

Cash or investment ISA? Know the differences

Updated: 18th April 2017 - First Published: 07th May 2014 If you’re looking for a savings account, chances are ISAs have sprung to mind. But, have you considered an investment ISA? Probably not, with research finding that 48% of respondents don’t know the difference between the two. Read More...

An appetite for risk pays off

Updated: 02nd May 2014 - First Published: 29th April 2014 With cash ISA interest rates remaining low, Moneyfacts research reveals a light at the end of the tunnel for savers who sport an appetite for risk. Read More...

Savers making the most of ISAs

Updated: 28th April 2014 - First Published: 28th April 2014 ISAs are easily the most tax-efficient way to save, with any money you put in generating interest that’s entirely free from tax. Happily it seems that more people are realising the benefits, with record levels of subscriptions in the year 2012/13. Read More...

6 things you need to know about NISA rules

Updated: 14th December 2016 - First Published: 23rd April 2014 Do you know about the new ISA rules? Unfortunately it seems that a lot of people don’t, but luckily we're here to help. So, here's a quick overview of six key things you need to know about… Read More...

Beware of poor ISA rates

Updated: 09th April 2014 - First Published: 09th April 2014 This week marks the start of the brand new tax year, and that means you'll want to make the most of your new tax-free allowance. But,you shouldn’t just blindly continue adding to your current ISA, because it could well be offering a miserable return. Read More...

5 ways to make the most of your ISA savings

Updated: 01st April 2014 - First Published: 01st April 2014 The brand new tax year is just around the corner, and that can only mean one thing – it’s the start of your new ISA allowance too! Read More...

What will I gain from the NISA?

Updated: 25th May 2017 - First Published: 26th March 2014 Last week’s Budget presented us with plenty of surprises, and for many the key announcement was that there’d be a new ISA (or NISA) launched in July. It’s left a lot savers rejoicing, and with good reason - but just what can you gain from the NISA? Read More...

Will the ISA changes really make us better off?

Updated: 21st March 2014 - First Published: 21st March 2014 The announcement that ISAs are in for a massive shake-up has been largely welcomed by the nation’s savers. But, will the changes really make the majority of us any better off? We take a closer look… Read More...

Time to make the most of your ISA

Updated: 19th March 2014 - First Published: 19th March 2014 We don’t want to scare you, but there’s now less than three weeks to go until the end of the tax year. That means you have just a few days left to make full use of your tax-free allowance for the year – find those top ISA deals pronto! Read More...

Five of the best variable rate ISAs

Updated: 13th March 2014 - First Published: 13th March 2014 With the ISA season so far being lacklustre, savers everywhere are looking for ways to maximise their money. There’s still time to make the most of your tax-free allowance, so why not consider variable rates? Read More...

Pensions vs ISAs: Maximise profits with both

Updated: 10th March 2014 - First Published: 10th March 2014 A lot of what you read about ISAs and pensions often talks about large sums of money and this can make people feel daunted by the whole market, possibly putting people off. Read More...

Could you become an ISA millionaire?

Updated: 13th April 2017 - First Published: 26th February 2014 ISA season might have so far disappointed, but that doesn’t mean you need to turn your back on these accounts. Read More...

Are you confused by stocks and shares ISAs?

Updated: 12th October 2017 - First Published: 24th February 2014 Saving for the future is something that consumers of all ages need to get into the habit of, with the younger age group needing to be particularly budget-focused if they want to realise their dreams of home ownership and comfortable living. Read More...

Could a stocks & shares ISA be a possibility?

Updated: 30th January 2014 - First Published: 30th January 2014 In the savings world a lot of emphasis tends to be placed on cash ISAs, but what about their lesser-known counterpart? Stocks and shares ISAs, otherwise known as equity ISAs, could be a viable alternative. Read More...

Why choose an ISA?

Updated: 30th May 2017 - First Published: 22nd January 2014 The clock is ticking to use up your 2013/14 tax-free allowance for the financial year, and if you’ve yet to make your deposit then now’s the time to do so. Read More...

ISA season could disappoint – so get the top rates

Updated: 21st January 2014 - First Published: 21st January 2014 ISA season, which traditionally starts in December to catch any unused ISA allowance and runs through until about May, can normally be relied upon to liven up the savings market. Read More...

Plea to double the cash ISA allowance

Updated: 28th November 2013 - First Published: 28th November 2013 Several financial bodies have come forward in recent weeks to urge the Government to boost the current cash ISA allowance to encourage more saving, with the pleas coming ahead of 2013’s Autumn Statement due to be delivered next week. Read More...

Junior ISAs turn two

Updated: 01st November 2013 - First Published: 01st November 2013 Today marks the second anniversary of the Junior ISA market, with new research showing that for the first time the majority of parents are aware of these tax-free savings vehicles. Read More...

NS&I cuts savings rates

Updated: 12th September 2013 - First Published: 12th September 2013 From today, savers who hold National Savings & Investments (NS&I) products will see their rates being cut. Read More...

Government to consult on CTF/JISA transfers

Updated: 15th May 2013 - First Published: 14th May 2013 The Treasury has confirmed it will be holding a consultation on whether to allow parents to transfer savings from a Child Trust Fund (CTF) into a Junior ISA. Read More...

Product choice and rates slashed in ISA market

Updated: 18th April 2017 - First Published: 23rd April 2013 Research by Moneyfacts.co.uk has revealed a dramatic drop in the number of cash ISA products and average rates available today compared with this time last year. Read More...

Stay on top of your savings for the best return

Updated: 07th December 2016 - First Published: 19th April 2013 Knowing what type of ISA to invest in can be just as important as looking for the best rate of interest, with many accounts including introductory bonuses designed to boost the initial rate over a twelve month period. Read More...

Over-50s “draining” ISAs to cope with living costs

Updated: 09th April 2013 - First Published: 09th April 2013 A shocking number of people aged 50 and over are being forced to withdraw money from their ISA to cover basic daily living costs, according to latest research by Skipton Building Society. Read More...

Over-55s more likely to choose S&S ISAs

Updated: 04th September 2017 - First Published: 08th April 2013 Research by Standard Life has revealed a large number of over-55s are more inclined to invest their annual ISA allowance in a Stocks and Shares ISA, compared with younger savers. Read More...

Top 5 fixed-rate cash ISAs

Updated: 01st June 2017 - First Published: 26th March 2013 As the ISA season heats up, now is the perfect time to find a competitive home for this year’s cash ISA allowance. Allowing up to £5,640 to be invested in the 2012/13 tax year, cash ISAs are the perfect way to earn interest. Read More...

ISA resolution number 4: Stocks & shares ISAs

Updated: 07th December 2016 - First Published: 14th March 2013 An alternative, but still tax efficient way to invest your annual ISA allowance can be with a stocks and shares ISA, which allow you to place your money in a variety of investments such as unit trusts and corporate bonds. Read More...

Top 5 cracking cash ISAs accepting transfers in

Updated: 10th March 2015 - First Published: 08th March 2013 A large number of people who have invested in an ISA account in previous years will be keen to transfer their money into the latest competitive account. Read More...

Halifax enhances medium-term ISA rate

Updated: 11th May 2017 - First Published: 04th March 2013 Halifax’s three-year ISA Saver Fixed deal has been propelled to the top of the medium-term bond market thanks to a rate increase of 0.40%. Read More...

Virgin Money launches 5-year ISA

Updated: 19th July 2017 - First Published: 04th March 2013 Virgin Money has returned to the fixed-rate ISA market with the Fixed Rate Cash E-ISA Issue 33, available to savers with deposits of just £1 and over. Read More...

Barclays launches Instant Cash ISA

Updated: 18th April 2017 - First Published: 28th February 2013 Barclays Bank has unveiled its latest variable rate ISA paying competitive rates for a variety of investment amounts. Read More...

ISA resolution number 2: Junior ISAs

Updated: 28th February 2013 - First Published: 28th February 2013 Junior ISAs, the children’s equivalent of the adult ISA, have continued to grow in popularity despite initial reports of a subdued reception from consumers upon their launch in November 2011. Read More...

Reduced choice in transfers in market

Updated: 07th December 2016 - First Published: 26th February 2013 Investors with savings built up from previous years’ ISA allowances are being left with reduced choice as to where the best place is to transfer their money into, according to latest research by Moneyfacts.co.uk. Read More...

ISA resolution number 1: Check for bonuses

Updated: 22nd February 2013 - First Published: 21st February 2013 With just over six weeks left until the end of the tax year, many savers will be turning their attentions to the ISA market. Read More...

Top 5 cracking fixed-rate ISAs

Updated: 21st February 2013 - First Published: 20th February 2013 Fixed rate ISAs are also the only area of the savings market that offers inflation beating rates, which appeals to many savers who have had their returns severely dented by continued high inflation. Read More...

Tesco Bank launches best buy ISA

Updated: 07th July 2017 - First Published: 18th February 2013 Tesco Bank has unveiled its latest highly competitive fixed-rate ISA, available to savers with minimum deposits of just £1. Read More...

Top 6 tax-free savings accounts

Updated: 18th April 2017 - First Published: 15th February 2013 Since their launch in 1999, Individual Savings Accounts, or ISAs as they are commonly known, have proved to be one of the most popular ways to save money. Read More...

Halifax increases five-year ISA rate

Updated: 13th February 2013 - First Published: 12th February 2013 Halifax has increased its five-year ISA rate by 0.20%, boosting its position in the long-term tax-free savings market. Read More...

Halifax ups the rate on 4-year ISA

Updated: 04th August 2017 - First Published: 11th February 2013 In anticipation of the upcoming cash ISA season, Halifax has upped the rate on its four-year fixed rate ISA. Read More...

Derbyshire launches top ISA rates

Updated: 21st April 2017 - First Published: 11th February 2013 Derbyshire Building Society has reviewed its fixed rate cash ISA range, with the rate increasing on the two-year option and the launch of new three and four-year options. Read More...

Gloomy start to ISA season

Updated: 07th February 2013 - First Published: 07th February 2013 As the ISA season fast approaches, Moneyfacts research reveals that both average rates and product choice are falling.The average ISA today pays just 1.74%, compared to 2.55% this time last year. Read More...

Why take out a 1 year fixed rate ISA?

Updated: 05th February 2013 - First Published: 05th February 2013 Fixed rate ISAs should pay a higher rate of interest than their easy access counterparts. Is that not the way savings accounts work? Surely the longer you are prepared to commit your money, without access, the higher the rate you achieve? Read More...

Skipton BS unveils long-term ISA

Updated: 05th February 2013 - First Published: 05th February 2013 Skipton Building Society has launched a highly competitive fixed-rate ISA available to savers with deposits of £500 and over. Read More...

Chorley & District BS launches variable ISA

Updated: 31st January 2013 - First Published: 31st January 2013 A highly competitive variable notice ISA has been launched by Chorley & District Building Society. Read More...

RBS ups ISA rates

Updated: 18th April 2017 - First Published: 30th January 2013 Royal Bank of Scotland has reviewed its fixed rate ISA range, with the one and two-year options both paying increased rates. Read More...

Top 6 tax-free savings accounts for children

Updated: 22nd January 2013 - First Published: 21st January 2013 It is never too early to teach your child the value of saving money and a number of providers offer accounts designed specifically for young savers. Read More...

Combat inflation with a tax-free account

Updated: 18th January 2013 - First Published: 17th January 2013 CPI remained at 2.70% during December, spelling yet more frustration for savers. Just three accounts, all of which are variable cash ISAs, pay rates that either beat or match CPI. Read More...

SAGA launches two-year ISA treat

Updated: 24th August 2017 - First Published: 04th January 2013 SAGA has expanded its fixed-rate ISA range with the launch of the highly competitive 2 Year Fixed Rate ISA. Read More...

Short-term ISA launched by National Counties BS

Updated: 14th November 2012 - First Published: 14th November 2012 National Counties Building Society has launched a competitive one-year fixed rate ISA for savers with deposits of £1,000. Read More...

Metro Bank ISA powers into best buy tables

Updated: 09th November 2012 - First Published: 09th November 2012 Metro Bank has launched the latest issue of its one-year fixed ISA, requiring a minimum deposit of just £1. Read More...

Junior ISAs? Child’s play when you know how!

Updated: 18th April 2017 - First Published: 01st November 2012 It’s hard to believe a year has passed since the launch of Junior Individual Savings Accounts (JISA), a mini version of the standard adult ISA. Read More...

Sainsbury’s Bank enhances top tax-free rate

Updated: 19th December 2012 - First Published: 17th September 2012 Sainsbury’s Bank has unveiled its latest cash ISA deal which sits comfortably amongst the market leaders. Read More...

Why do fixed rate ISAs pay lower rates than bonds?

Updated: 13th April 2017 - First Published: 14th September 2012 Ever wondered why sometimes the top fixed rate ISAs pay a lower rate of interest than an equivalent fixed rate bond? Well, the answer is at hand! Read More...

Leeds BS launches competitive ISA

Updated: 07th December 2016 - First Published: 29th August 2012 Leeds Building Society has launched the Bonus ISA, a competitive variable rate account aimed at those yet to invest this year’s ISA allowance. Read More...

7 magnificent cash ISA rates

Updated: 14th June 2017 - First Published: 24th August 2012 Cash ISAs are a fantastic way to maximise your savings: 4.05% on a cash ISA is equivalent to 5.06% on a non-ISA savings account if you’re a basic rate taxpayer. Read More...

Tax free savings appeal to millions

Updated: 17th August 2012 - First Published: 17th August 2012 The initial hype over ISA season may have cooled down a few months ago; however, millions of savers still intend to place their money in an ISA before the end of this tax year. Read More...

West Brom BS launches WeBSave ISA

Updated: 07th December 2016 - First Published: 06th August 2012 West Brom Building Society has launched its latest WeBSave ISA paying a highly competitive rate of 3.16% including a 1.66% bonus until 30.09.2013. Read More...

Julian Hodge Bank launches top fixed ISA

Updated: 02nd August 2012 - First Published: 02nd August 2012 Julian Hodge Bank has launched a highly competitive one year ISA paying 3.35%. Read More...

Low demand for Junior ISAs

Updated: 01st August 2012 - First Published: 01st August 2012 Junior ISAs were launched last November amid a surge of publicity. Read More...

ING Direct boosts tax free rate

Updated: 06th August 2012 - First Published: 27th July 2012 ING Direct has increased its Cash ISA rate to a highly competitive 3.15%. Read More...

Flexible ISA rate increase from krbs

Updated: 13th December 2016 - First Published: 19th July 2012 Following a rate increase of 0.10%, the Flexible Fixed Rate ISA One Year Issue 5 from krbs now pays a competitive 3.10% to savers with a minimum deposit of £1,000. Read More...

The best 1 year cash ISAs

Updated: 14th June 2017 - First Published: 11th November 2011 Find out whether a 1 year fixed rate cash ISA, or an easy access ISA is best for you, including whether you can transfer your existing cash ISA across. Read More...


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