Top 5 cracking cash ISAs accepting transfers in - ISAs - News - Moneyfacts

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Top 5 cracking cash ISAs accepting transfers in

Top 5 cracking cash ISAs accepting transfers in

Category: ISAs

Updated: 10/03/2015
First Published: 08/03/2013

MONEYFACTS ARCHIVE
This article was correct at the time of publication. It is now over 6 months old so the content may be out of date.

A large number of people who have invested in an ISA account in previous years will be keen to transfer their money into the latest competitive account.

Despite demand for ISAs accepting transfers in, the number accounts with this feature has reduced. Today, only five of the top ten variable cash ISAs allow previous ISA allowances to be transferred in, compared with eight in 2011.

Here is a summary of the top paying variable ISAs accepting transfers in:

Cheshire Building Society
Cheshire Building Society
ISA Saver (Issue 1)

2.50%AER/Gross
  • Rate includes bonus of 2.00% until 31.7.14
  • Minimum investment £1,000
  • Funds can be accessed without advance notice or penalty
  • Transfer in requests must be made online
  • Can be operated by post. Account opening can be made by telephone or online

Penny saysPenny says…
"The highest paying cash ISA accepting transfers in, this deal from Cheshire Building Society does not require advance notice to access funds and includes an introductory bonus of 2.00%.

"Savers must bear in mind that the rate will drop to 1.9% once the bonus period expires."


Harpenden Building Society
Simply ISA

2.25%AER/Gross
  • Minimum investment £1
  • Funds can be accessed without advance notice or penalty
  • Can be operated in branch or by post

Penny saysPenny says…
"The Simply ISA account currently sits in third place in the variable ISA market.

"Available to savers with minimum deposits of £1 or over, this deal should appeal to savers with small deposits who want immediate access to their money."


Triodos Bank
Triodos 90 Day Notice Online Cash ISA

2.16%AER/2.15%Gross
  • Rate includes bonus of 0.40% for twelve months
  • Minimum investment £10
  • 90 days' notice must be given prior to accessing funds
  • Early access not permitted
  • Can be operated online only

Penny saysPenny says…
"This online notice account pays a very competitive six-monthly rate to savers with deposits of £10 and over.

"This account is best suited to savers who do not require immediate access to their money, as early access to money is not allowed."


Virgin Money
Virgin Easy Access Cash eISA Issue 4


2.15%AER/Gross
  • Minimum investment £1
  • Monthly interest option paying 2.15% AER/2.13% gross
  • Funds can be accessed without advance notice or penalty
  • Can be operated in branch or by post. Account opening can be made in branch, by post or telephone

Penny saysPenny says…
"Paying competitive tax-free rates for both annual and monthly interest, this no-nonsense account should appeal to a large number of investors.

"As well as accepting transfers in, this account does not require any advance notice to make withdrawals."


Barclays Bank
Instant Cash ISA Issue 1

2.10%AER/2.08%Gross
  • Rates dependent on deposit tiers: Between £1 and £14,999, 2.10% AER/2.08% gross is paid, whilst 2.20% AER/2.18% gross is paid for investments between £15,000 and £29,999. Deposits of £30,000 and over will receive 2.30% AER/2.28% gross.
  • Rates include introductory bonus of 0.80% for twelve months
  • Funds can be accessed without advance notice or penalty
  • Can be operated in branch, by telephone or online.
  • Online and telephone operation limited to existing Barclays customers who are registered to do so.

Penny saysPenny says…
"Sitting in fifth place is this instant access account from Barclays Bank.

"A minimum deposit of just £1 is required, although the monthly return will increase if more money is invested."

Information & Rates correct as at: 08/03/2013

What next?

Find all the best cash ISAs with Moneyfacts.co.uk Savings search
Download your free guide to ISAs
Variable rate cash ISAs

Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.

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