A large number of people who have invested in an ISA account in previous years will be keen to transfer their money into the latest competitive account.
Despite demand for ISAs accepting transfers in, the number accounts with this feature has reduced. Today, only five of the top ten variable cash ISAs allow previous ISA allowances to be transferred in, compared with eight in 2011.
Cheshire Building Society ISA Saver (Issue 1)
Penny says… "The highest paying cash ISA accepting transfers in, this deal from Cheshire Building Society does not require advance notice to access funds and includes an introductory bonus of 2.00%.
"Savers must bear in mind that the rate will drop to 1.9% once the bonus period expires."
Harpenden Building Society Simply ISA
Penny says… "The Simply ISA account currently sits in third place in the variable ISA market.
"Available to savers with minimum deposits of £1 or over, this deal should appeal to savers with small deposits who want immediate access to their money."
Triodos Bank Triodos 90 Day Notice Online Cash ISA
Penny says… "This online notice account pays a very competitive six-monthly rate to savers with deposits of £10 and over.
"This account is best suited to savers who do not require immediate access to their money, as early access to money is not allowed."
Virgin Money Virgin Easy Access Cash eISA Issue 4
Penny says… "Paying competitive tax-free rates for both annual and monthly interest, this no-nonsense account should appeal to a large number of investors.
"As well as accepting transfers in, this account does not require any advance notice to make withdrawals."
Barclays Bank Instant Cash ISA Issue 1
Penny says… "Sitting in fifth place is this instant access account from Barclays Bank.
"A minimum deposit of just £1 is required, although the monthly return will increase if more money is invested." Information & Rates correct as at: 08/03/2013
Find all the best cash ISAs with Moneyfacts.co.uk Savings search Download your free guide to ISAs Variable rate cash ISAs
Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.
Moneyfacts.co.uk will, like most other websites, place cookies onto your computer’s
hard drive. This includes tracking cookies.