The majority of Britons believe they have at least some part to play in ensuring they are not lent too much money, a poll has discovered.According to Asda, 73 per cent of consumers think banks have acted irresponsibly by providing too many secured and unsecured loans.However, a feeling of shared responsibility was revealed, with 40 per cent stating that it is up to individuals to ensure they do not borrow more than they can repay.A further 36 per cent said the blame should be shared equally, with just four per cent thinking it is down to financial institutions alone.Financial services director at Asda Gev Lynott remarked: "It's no surprise that trust in banks has fallen sharply over recent months, but there also appears to be a strong sense of personal responsibility among our consumers."Last week a Which? survey showed that 87 per cent of people think banks should be carrying out better checks before providing secured and unsecured loans.
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