This week's 'Money in a Minute' gives you the lowdown on the best new launches in the savings and mortgage market.
The products featured have been handpicked by the impartial research team here at Moneyfacts.co.uk, so you can be sure they are all up there with the best deals in their respective fields.
To make sure you fully understand the products, we outline the technical details behind the plans before giving you our invaluable and insightful analysis.
Sainsbury's Bank has extended its current savings range with the launch of the Bonus WebSaver, paying 2.90% on its anniversary. Available to those customers prepared to open and operate the account via the internet, this product is highly competitive and sits within the top ten in the market. A review of the rate will be required before the bonus expires to ensure competitive returns.
This review by Post Office sees its popular internet account Online Saver now paying 2.95% which secures its position in the top 10 no notice accounts. There is also a monthly option paying 2.91% for those looking to supplement their income. With no withdrawal restrictions and a low minimum investment of just £1 it should appeal to those who prefer internet banking.
Find the best savings rates for you - Compare savings accounts
HSBC's five- year fixed rate of 4.89% to 31.12.17 at max 90% loan-to-value is highly competitive sitting comfortably towards the top of the market. Customers can benefit from a reasonable fee of £599 and an incentive package of free legal fees for remortgage customers making this deal highly attractive.
Loughborough Building Society
Loughborough Building Society has extended its range of fixed rates with the launch of a new three- year fixed product. Priced at 3.15% for three years for house purchase customers only, this rate is now the lowest in the market for three years at 75% loan-to-value. There are no incentives on offer with this product; however, the fee of £499 is affordable, making this product a good deal overall.
West Brom Building Society
West Brom Building Society's new two-year fixed product, priced at 2.59% to 30.11.14, is now the lowest two-year fixed in the market. The fee of £1,994 is higher than other deals available; however, this can be added to the advance of the mortgage. Customers who have raised the 40% deposit and are looking for a low rate will find this deal particularly attractive.
Find the best mortgage rate - Compare best selling mortgages
Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.
Moneyfacts.co.uk will, like most other websites, place cookies onto your computer’s
hard drive. This includes tracking cookies.