This week's 'Money in a Minute' gives you the lowdown on the best new launches in the savings and mortgage market.
The products featured have been handpicked by the impartial research team here at Moneyfacts.co.uk, so you can be sure they are all up there with the best deals in their respective fields.
To make sure you fully understand the products, we outline the technical details behind the plans before giving you our invaluable and insightful analysis.
Ipswich Building Society
This new tracker bond offers investors the peace of mind of knowing rates will increase when base rate goes up, along with the rate increasing to 3.25% in February 2012 even if base rate does not increase. Currently paying 2.75% but with an overall rate of approximately 3.00% when the February increase is taken into account, this bond sits comfortably amongst the other deals in this growing sector of the savings market.
A review of its fixed rate bonds sees the Post Office launching a competitive one year deal at 3.41%. Unlike many fixed rate bonds, the account allows savers to access funds early if they need to. This is, however, subject to them closing the account and incurring a breakage fee which is determined by the provider.
Find the best savings rates for you - Compare savings accounts
This latest two year fixed deal offers borrowers a competitive rate of 3.75%. Sitting comfortably amongst the top 80% loan-to-value fixed deals, the product has generous incentives for remortgage customers and offers the flexibility to make overpayments of up to 10% of the mortgage advance.
Placed towards the top of the market, the new Lend a Hand rate of 4.79% to 30 September 2014 should please borrowers taking their first steps onto the property ladder. The product benefits from a low fee of £99 and a 0.10% reduction is available to customers who hold an existing Lloyds TSB current account.
Find the best mortgage rate - Compare best selling mortgages
Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.
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