Welcome to your weekly dose of the best new products to hit the personal finance market, Money in a Minute.
This week, we showcase two cracking savings accounts and two mortgages that will catch the eye of buyers up and down the land.
As usual, we've broken the products down into technical details and unbiased analysis, so you know exactly what you're getting.
Chelsea Building Society - Product details
The Christmas Saver 2012 offers a competitive rate of 3.50% and is aimed at helping consumers save for next Christmas. Unlike many other regular savers, it does allow early access to funds, subject to 90 days' loss of interest, which should appeal to investors.
AA - Product details
Due to the rate increase, the Internet Extra account is now a market leader for online no notice accounts. Savers who require access to funds without giving prior notice should find this product appealing, while investors need to be aware that the rate includes a bonus of 2.60% for 12 months.
Find the best savings rates for you - Compare savings accounts
ING Direct - Product details
This new two-year variable tracker deal from ING Direct offers a decent rate of 2.64% for two years. A £945 fee and a generous incentive package for first, second time and remortgage customers help to boost this deal's appeal further.
Skipton Building Society - Product details
This deal is a welcome addition to the five-year fixed market and should please those with smaller deposits, particularly first-time buyers. In addition to a good initial rate of 5.99%, the product has a £195 fee, lower than the majority of other high loan-to-value mortgages available. Those remortgaging will benefit from a generous incentive package including free valuation fees and free legal fees.
Find the best mortgage rate - Compare best selling mortgages
Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.
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