The products featured have been handpicked by the impartial research team here at Moneyfacts.co.uk, so you can be sure they are all up there with the best deals in their respective fields.
To make sure you fully understand the products, we outline the technical details behind the plans before giving you our invaluable and insightful analysis.
Norwich & Peterborough Building Society - Product details
At 85% loan-to-value, this two-year tracker mortgage has a very reasonable fee at £295 and a generous incentive package. Borrowers can take advantage of free valuation fees plus extra incentives of free legal fees or a £200 rebate depending on the customer type. Those looking for a high loan-to-value mortgage will find this deal particularly attractive.
Market Harborough Building Society - Product details
With a fixed rate of 3.24% for two years this 80% loan-to-value deal remains one of the top six best buys in this sector for these borrowing amounts. Consumers can benefit from a range of incentives such as a refunded valuation or £10 rebate for all customer types and free legal fees for those remortgaging. Needless to say borrowers who can put down a 20% deposit will find this deal appealing.
While the account is only available online, savers can benefit from one of the highest rates in the market for no notice accounts. While notice-free withdrawals are allowed, only four can be made per year, or an interest penalty will be applied. As with any account with an introductory bonus, savers should review the interest rate at the end of the deal to ensure they are getting a decent return.
AA - Product details
Moneyfacts.co.uk analysis After increasing the rate on the bonus to 3.00%, this is now the top paying ISA on the market for new customers, with a rate of 3.50%. The ISA does not allow transfers so it is aimed at those wanting to invest in the new tax year. Savers would be wise to review the rate after the bonus period expires as it would revert to 0.50%.
Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.
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