This week's 'Money in a Minute' gives you the lowdown on the best new launches in the savings and mortgage market.
The products featured have been handpicked by the impartial research team here at Moneyfacts.co.uk, so you can be sure they are all up there with the best deals in their respective fields.
To make sure you fully understand the products, we outline the technical details behind the plans before giving you our invaluable and insightful analysis.
Principality Building Society
At 5.01% the Christmas regular saver bond is one of the highest paying regular savers available and is aimed at helping consumers save for next Christmas. Whilst early closure of the account is permitted before the maturity date of 29 November 2012 it does incur a hefty interest penalty, so encouraging the savings habit.
At 4.35%, the five-year fixed ISA is amongst the top rates around, especially for those looking to transfer previous years' funds. The fact that withdrawals are permitted, albeit subject to 180 days' loss of interest, is a definite plus and uncommon in the fixed ISA market.
Find the best savings rates for you - Compare savings accounts
Yorkshire Building Society
The two-year fixed deal from Yorkshire BS has a £495 fee and a generous incentive package, giving borrowers the choice of a low rate without having to pay high set-up costs. Due to the overall appeal, this product retains its position in the Moneyfacts best buys.
This is a new market-leading product from HSBC which will appease borrowers with a 10% deposit. There are no fees to pay, plus the incentive of free legal and free valuation fees makes this is a very competitive deal.
Find the best mortgage rate - Compare best selling mortgages
Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.
Moneyfacts.co.uk will, like most other websites, place cookies onto your computer’s
hard drive. This includes tracking cookies.