This week's 'Money in a Minute' gives you the lowdown on the best new launches in the savings and mortgage market.
The products featured have been handpicked by the impartial research team here at Moneyfacts.co.uk, so you can be sure they are all up there with the best deals in their respective fields.
To make sure you fully understand the products, we outline the technical details behind the plans before giving you our invaluable and insightful analysis.
A rate increase of 1.35% has boosted the Easy Access account into a market-leading position. The guarantee of the AER to be at least 1.80% above base rate until 1.3.13 is also an attractive feature of this competitive account.
With a competitive new rate of 4.20%, the new 3 Year Fixed Rate Savings account sits comfortably amongst the current market leaders in the medium term market. Early access is permitted during the term, although savers must be aware that there will be a penalty depending on the outstanding term.
Find the best savings rates for you - Compare savings accounts
Benefiting the most from Northern Rock's latest product changes is the new three year fixed deal at 3.15% to 1.12.14. Borrowers looking to keep costs to a minimum can benefit from no arrangement fee and an incentive package for remortgages of free valuation and free legal fees, whilst there is also the flexibility to make overpayments of up to 10% of the outstanding balance.
The latest set of rate reductions to its fixed rate range includes a new rate of 2.69% to 30.11.13. This deal allows customers to offset their savings against their mortgage and offers a competitive package to borrowers with a deposit of 20% or more. As well as generous incentives, customers can also take advantage of a host of flexible features including overpayments, underpayments and payment holidays.
Find the best mortgage rate - Compare best selling mortgages
Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.
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