Welcome to your weekly dose of the best new products to hit the personal finance market.
This week, we showcase a couple of savings accounts that should appeal to both serious and casual savers, while there are a couple of mortgages for buyers with a 25% deposit.
As usual, we've broken the products down into technical details and unbiased analysis, so you know exactly what you're getting.
ING Direct - Product analysis
Moneyfacts.co.uk analysis The latest ISA review from ING Direct has seen an increase of 0.29% to its Cash ISA rate, pushing it further towards the current market leaders. This deal should appeal to savers looking for short term access to their money, although all withdrawals must be made via BACS to a nominated account or transferred to an ING Direct savings account.
First Save - Product analysis
Moneyfacts.co.uk analysis FirstSave's latest product review sees its portfolio expanding with the launch of a new six month bond paying 3.00%. Fixed for just six months, this online-only account should appeal to investors who wish to lock money away whilst anticipating imminent interest rate increases. Those looking for an income from their investment can also choose the monthly interest option at 2.96%.
Find the best savings rates for you - Compare savings accounts
Manchester Building Society - Product analysis
Moneyfacts.co.uk analysis Manchester BS has added to its mortgage range with a two year fixed rate remortgage deal priced at 2.99%. The fee of £999 is reasonable and comparable to the fees on its competitors' products. Flexible features of overpayments and payment holidays help to boost this deal's appeal further.
Halifax - Product analysis
Moneyfacts.co.uk analysis Available to purchase customers on a repayment basis only, this new deal from Halifax offers a reasonably competitive rate of 3.59% to 31.5.13. Customers can borrow up to 75% of the property value and a combined fee of £1,240 is payable. A host of flexible features boost this product's appeal further. Customers can make overpayments up to 10% of the outstanding balance, underpayments and take payment holidays subject to the lender's approval.
Find the best mortgage rate - Compare best selling mortgages
Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.
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