Chelsea BS has rewritten the fixed rate mortgage rules by cutting up to 0.90% off its rates.
The overhaul means both of its 10-year fixed rate deals take over at the head of the market.
The lowest priced is now at 3.99% to 31 August 2021 with a £1,495 fee.
Meanwhile, for those wanting lower set-up costs, a rate of 4.19% is available for a fee of £195 and a £500 cash rebate.
Both deals require a 30% deposit, but four out of five Moneyfacts stars are richly deserved.
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