Cumberland Building Society'sfixed rate mortgage range is hotting up, with cuts being made to many of its two and five year fixed rates. Most eye catching is the reduction in the 5 year fixed rate to 3.99%, a massive cut of 0.76% from the previous rate. Despite a small increase in the fee to £795, the product is now amongst the very best in the 60% loan-to value market. There's also the incentive of free accident, sickness and unemployment cover for three months, as well as free legal fees and a free valuation for remortgages. The much improved rate and enticing incentives earn the product four out of five Moneyfacts stars.
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