First Direct have launched a new fixed rate mortgage with no extended tie-in that offers a hugely competitive rate of 2.99% for two years. The mortgage also offers an accessible maximum loan-to-value of 75%. This product is made all the more appealing by its availability of offset features as well as a remortgage incentive package. In current market terms, the product is extremely attractive and earns a maximum five out of five Moneyfacts stars.
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