First direct has launched a highly competitive fixed rate mortgage charging 2.74% for three years.
The product requires a deposit of 35% of the property's value and borrowers will be charged a £1,499 fee per £400,000 borrowed.
The incentive package includes an offset option and for those remortgaging, free legal fees.
This is the lowest rate available at this term for a 65% loan-to-value (LTV) mortgage, which sees it being awarded four out of five Moneyfacts stars.
Compare ten of the best 3 Year Fixed Rate Mortgages - Our team of independent experts have compared ten Best Buy 3 year mortgages for you.
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