Northern Rock has made it a day to remember by reducing the rates on some of its fixed rate mortgage deals.
A product open to borrowers with a 30% deposit which has been cut to just 4.39% to 1 November 2015 is now one of the best mortgage deals in its field.
A fee of £995 stands up well to comparison too, while there's also an attractive incentive package for those remortgaging of free legal fees and a free valuation.
Four out of five Moneyfacts stars are a well deserved reward.
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