A rate reduction of 0.29% to its already competitive two-year discounted mortgage sees Hinckley & Rugby Building Society retain its position at the top of the market.
This deal offers a discounted variable rate of 3.95% for two years and has a maximum loan-to-value of 90%.
Purchase and remortgage customers can borrow a minimum of £50,000.
A fee of £900 is payable, of which £295 must be paid upfront. Incentives of free valuation fees are offered to all borrowers, whilst free legal fees are offered to those remortgaging.
There is also the flexibility to make overpayments.
This mortgage offers an improved rate to borrowers looking for a competitive discounted variable deal. Five out of five Moneyfacts Stars have been awarded.
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