Holmesdale BS has unveiled a new discounted variable rate mortgage which earns our full admiration.
Offering a rate of just 1.99% for two years, the deal is some 0.46% lower than any of its rivals in the discounted variable rate market at 75% loan-to-value.
The fee of £999 is on a par with other higher priced deals from competitors, while all types of buyers have the added incentive of seeing some or all of their legal work being paid for.
Anyone buying a house will receive £250 towards their legal fees, while those remortgaging will have all of their legal costs covered.
For its cracking rate, fee and bonuses, this deal earns the full five out of five Moneyfacts stars.
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