HSBC's new range of mortgage includes an excellent discounted variable rate deal. Available at just 2.49% with a £249 booking fee, it is a clear market leader at the 60% loan-to-value mark. As an added incentive for remortgages, there's free legal fees in England and Wales or a £400 rebate in Scotland and Northern Ireland. As a result of its outstanding rate, we've awarded this product four out of five Moneyfacts stars.
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