Newcastle BS has taken its five year fixed rate mortgage to the top of the table following a rate cut.
Available via direct business only, the mortgage offers 4.45% to 31 January 2016, a maximum loan-to-value of 80% and a fee £995.
It includes incentives of free accident, sickness and unemployment insurance for three months, free valuation, £300 rebate for all house purchases or remortgages in Scotland and free legal fees for remortgages in England, Wales and Northern Ireland
With its extensive range of incentives for both house purchase and remortgage and a higher than average maximum loan-to-value of 80%, this product is sure to rouse some interest in the market.
Four out of five Moneyfacts stars have been awarded.
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