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Product focus: Mortgages

Product focus: Mortgages

Category: Mortgages

Updated: 21/01/2011
First Published: 21/01/2011

This article was correct at the time of publication. It is now over 6 months old so the content may be out of date.

The mortgage market offers various products for a variety of customer needs and requirements.

Here is a selection of some of the best overall mortgage deals available at present.

First Time Buyers

Norwich & Peterborough Building Society

This discounted variable deal from Norwich & Peterborough Building Society offers a rate of:
  • 2.95% for 2 years.
  • The maximum loan-to-value is 85% and the minimum advance is £50,000.
  • A fee of £995 is payable.
  • The product is available to first, second time and remortgage borrowers in England and Wales.
  • Flexible features, including the options to make overpayments, underpayments and take payment holidays, are also offered.

Short Term Fixed Rates (2 year fixed)

Saffron Building Society

Saffron Building Society's two year fixed mortgage offers a rate of:

  • 2.99% to 30.11.2012.
  • The maximum loan-to-value is 75% and customers can borrow between £30,000 and £500,000.
  • A fee of £495 is payable.
  • This product, available for home purchases only, offers customers offers the incentive of £500 rebate and the option to make overpayments.

Variable rates


This variable tracker deal from HSBC offers borrowers a rate of:

  • 2.29% for term (BBR + 1.79%).
  • The maximum loan-to-value is 60% and the maximum borrowing amount is £1million.
  • Customers do not need to pay an arrangement fee and a free valuation and free valuation fees are offered as incentives.
  • Remortgage customers can also enjoy free legal fees. The option to make overpayments is also available to all borrowers.

Find the best mortgage rate - Compare best selling mortgages

Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.

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