RBS fixed rate mortgage for all - Mortgages - News - Moneyfacts

News

RBS fixed rate mortgage for all

RBS fixed rate mortgage for all

Category: Mortgages

Updated: 21/01/2009
First Published: 19/01/2009

MONEYFACTS ARCHIVE
This article was correct at the time of publication. It is now over 6 months old so the content may be out of date.

In response the latest base rate change, Royal Bank of Scotland has launched a new range of fixed rate mortgages.

Option 1: rate of 3.99% fixed to 31 March 2011, the maximum loan being 60% of the property value and the fee is £799. Option 2: offers a rate of 4.14%, fixed to 31 March 2011. The maximum loan for this mortgage is 75% of the property value and the setting up fee is £999. Option 3: rate of 5.79%, fixed to 31 March 2011. The maximum loan for this mortgage is 85% of the property value and the setting up fee is £999. Option 4: rate of 6.39%, fixed to 31 March 2011. The maximum loan for this mortgage is 90% of the property value and the setting up fee is £999. Option 5: rate of 4.49%, fixed to 31 March 2012. The maximum loan for this mortgage is 75% of the property value and the setting up fee is £999. Option 6: rate of 4.89%, fixed to 31 March 2014. The maximum loan for this mortgage is 60% of the property value and the setting up fee is £499. Option 7: rate of 5.99%, fixed to 31 March 2014. The maximum loan for this mortgage is 85% of the property value and the setting up fee is £499. Option 8: rate of 6.49%, fixed to 31 March 2014. The maximum loan for this mortgage is 90% of the property value and the setting up fee is £499. All are without any tie-in.

Our tip: Be sure to check out the incentive package, including free valuation and free legal fees.

It is becoming increasingly hard to find a 90% mortgage so we think these will disappear fast. We particularly like the three year 4.49% deal which will appear in our best buys as well as earning four out five Moneyfacts stars.

Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.

Related Articles

Remortgaging bounces back

Remortgaging has been enjoying a welcome boost in recent months, despite September’s slight dip, with many homeowners capitalising on record low mortgage rates to boost their finances.

Bank of Mum and Dad holds the (house) key

The Bank of Mum and Dad is an important source of finance for many young adults, and it seems that they still hold the key – in more ways than one.

Fee-free mortgages on the rise

Mortgage rates may be at record lows, but for some people, the extra costs associated can make switching deals a financial impossibility. It’ll come as welcome news, then, that the number of fee-free deals has more than doubled over the past year!
 
Close