The beginning of auto-enrolment pensions schemes can't come soon enough for many people, with contributions for employers the biggest pull for many.
The opportunity to benefit from employer contributions has been found to be the biggest reason for people to stay auto-enrolled, according to the Association of British Insurers (ABI).
The findings come as the Department for Work and Pensions has announced a clear timetable for the roll-out of auto-enrolment.
The ABI said its research found that the introduction of auto-enrolment from October could not come fast enough for many as a way of bringing them out of the 'savings stalemate'.
Not missing out on employer pension contributions (47%) and on tax relief from contributions (14%) were the most popular reasons encouraging people to remain 'opted-in' to workplace schemes.
"This clearly shows that people see the value of their money being made to work harder by the extra top ups they will get from their employer and the Government," said the association.
Estimates show that more than half (53%) of people that are not currently in a scheme will remain 'opted-in' when they are enrolled, a figure which could increase as the scheme is heavily promoted the closer it gets.
A further 30% said they are undecided, meaning many more could actually choose to stay in their scheme.
The Government has confirmed large employers, those with 250 or more employees, will not face any change in the date they are due to start enrolling their staff.
This follows the announcement in November that small businesses would be given more time to prepare for automatic enrolment to help them out in exceptionally tough economic times.
Given the shortfall in pension savings, it is hoped that the UK 's scheme will work as well as a similar initiative in New Zealand which has seen the number of workers saving into a pension more than double.
Indeed, more than half of the country's working population is now saving for their retirement.
And there is hope that the UK could see a higher figure.
"Auto-enrolment arrangements will cover all eligible workers, rather than only those who are changing jobs or just starting work," said the ABI.
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