A quarter of women said they have no confidence when planning for retirement and many see themselves relying on their partners' pensions.
Compared to 13% of men, 25% of women lack confidence with retirement savings and worryingly a fifth view their partner's pension as part of their own retirement plans.
The survey, by the National Employment Savings Trust (NEST), showed women feel more positive about their future workplace pensions, as a result of the forthcoming auto enrolment law.
By law all employers will have to enrol their workforce into a qualifying scheme, making it easier for people to save for retirement. Nearly 72% of women feel the law will alleviate worries of unplanned retirement, compared to 65% of men.
It is thought around 5.5 million women will benefit from the new law, due to take effect in October this year.
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