Approximately 16 per cent of workers who have a pension admit to having reduced the amount they contribute to it over the past five years, or have stopped adding to it at all.
The research conducted by Prudential means the UK potentially faces a rise in pensioner poverty in the future, with the number of people relying on state pensions and their own savings on retirement growing to 27 per cent over the next decade, compared to 22 per cent this year.
"It's worrying that many people who have been working for years and saving for retirement seem to have given up hope and stopped paying into their pension," said Martyn Bogira, Prudential's director of defined contribution solutions. "This is the last thing they should be doing."
The figures also showed that as many as two in five people who said they have designs on retiring this year have the majority of their retirement pot housed in a final salary pension scheme.
This drops to around one in three people that are due to stop working in the next decade, with the fall a reflection of the continuing closure of final salary schemes to new members, which increased from 49 per cent in 2006 to 50 per cent in 2007 and 53 per cent in 2008.
Furthermore, almost one in ten (nine per cent) workers have moved out of a final salary scheme in the last five years because their employer has shut them down in favour of defined contribution pensions, or because a move a new job only offered a defined arrangement.
However, reliance on defined contribution schemes is not showing signs of increasing, despite the steady disappearance of final salary schemes. Twelve per cent of people who expect to retire this year have the majority of their savings in a defined contribution pension, growing to just 14 per cent of people who expect to retire in the next decade.
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