Many people look forward to the prospect of giving up work, but according to research from Prudential it seems not everyone is ready to throw in the towel and enjoy their golden years just yet.
In fact, 23% of those surveyed who are planning to retire this year don't feel ready to give up work altogether, while an additional 13% who had been scheduled to retire decided to actively delay their plans and stay in work for longer.
Additional figures from the Class of 2014 study show that 54% would consider working past state pension age to make retirement more financially comfortable, with 23% weighing up the option of continuing to work full-time and 31% considering the prospect of part-time hours.
Happily, though, it isn't all financially motivated. While 35% would like the opportunity to boost retirement savings over half of those surveyed cited a key reason for wanting to stay in work was to keep mentally and physically fit, while 40% simply enjoy working.
In even more good news, the Class of 2014 are expecting an enjoyable retirement, with 53% of those retiring this year planning to do more exercise and 37% intending to socialise more, while a particularly positive 29% have no worries whatsoever and are looking forward to giving up work for good.
Stan Russell, of Prudential, said: "For many people retirement is now a gradual process rather than a watershed where you simply stop working one day and become retired the next, and that is reflected in the change in attitudes shown by our research.
"Working past traditional retirement ages is not solely driven by financial pressures... Increased life expectancy and improvements in general health are changing how we think about retirement.
"However, there is no one size fits all solution to retirement and many people will be looking forward to leaving work as soon as they can. What is important is that people plan ahead and do as much as possible to ensure a comfortable retirement."
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