The Bank of Ireland (NI)has launched a 12 month fixed term internet and telephone operated account for Northern Ireland residents. This product requires a minimum investment of £2K, for which consumers are afforded an attractive rate of 4.10% on maturity, although the fact that it has to be new funds to the bank may limit its appeal. Clients must also be sure that they can commit the funds because, as with all bonds, there is no flexibility for withdrawals or additions. Nevertheless, this latest offering from the Bank of Ireland leads the way in the one year bond arena and earns four out of five Moneyfacts stars.
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