Barclays Bank has launched its Golden ISA product which offers a market leading rate of 3.55% monthly. The account is an instant cash ISA requiring a minimum investment of just £1 and includes a 1.00% bonus that lasts for 12 months. Transfers out incur no penalty although consumers should be aware that transfers in are not permitted. In time honoured fashion, Barclays is looking to entice the last of this year's ISA investors, as well as those who are weighing up their 2009/10 ISA investment. The low minimum payment and access to funds could be hard to resist to those with new ISA money to invest. Clients will be sure to review the position once the 1.00% bonus expires in a year but in its current form the product is well worthy of four out of five Moneyfacts stars.
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