Birmingham Midshires new Internet One Year fixed rate ISAs should prove popular with investors searching for a home for this tax year's ISA allowance. Requiring a minimum investment of £500, the rate of 3.15% yearly (3.11% monthly) sits just below the very best available in the one year fixed ISA market. No additions or transfers in are allowed once the account is up and running, so you'll have to work out exactly how much you can spare right at the very start. Even though early access and transfers out are allowed with the loss of 90 days' interest, it's probably best to make sure you can do without the money for the whole of the one year term. The impressive rate on offer earns this product four out of five Moneyfacts stars.
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