Principality BS has withdrawn its five year ISA, replacing it with a superior four year account.
The 4 Year Fixed Rate ISA pays 4.30% yearly on a minimum investment of £1K. Earlier access is permitted on closure of the account only, which incurs a 300 day loss of interest.
Additions are permitted whilst the issue remains open, but transfers out are subject to 300 days' loss of interest. Transfers in are accepted with a minimum of £1.
At 4.30% it is a market leader in the fixed ISA market and the fact that transfers in for as little as £1 are permitted is a plus.
Four out of five Moneyfacts stars have been awarded.
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