Santander has reviewed both its fixed and variable rate accounts, with rates increasing markedly.
At 3.30%, the Direct ISA has had its tiers removed and the bonus increased by up to 2.80%.
With a new minimum investment of £2.5K it is now the top variable rate ISA, not only for the current year's subscription but also for those looking to transfer previous years' allowances.
The added flexibility of a cash card being available will add to its appeal.
A review will be required after 12 months when the 2.80% bonus expires.
Five out of five Moneyfacts stars have been awarded.
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