Britons could secure their financial happiness by boosting their savings to the tune of less than the cost of a cup of coffee everyday.
When asked how much people need to save to feel happy about their financial situation, the average amount cited was £194, research by Skipton Building Society found.
With consumers on average already putting away £167 a month, they currently only fall short of their financial happiness target by £27, or £6.75 a week.
The average Briton scores a measly 4.3 out of 10 on the 'financial happiness scale', highlighting the discontent felt by the majority of the population regarding their finances.
But by making these small additional savings, of just £6.75 a week, people could see themselves shoot up on the financial happiness scale.
But the price of financial happiness does vary from region to region, with those living in London needing to save £254 a month to reach their financial happiness levels, whilst those in the East of England would be happy with much less - £167 a month.
However, while many people could reach their savings goals by putting aside just a little bit extra every month, almost a quarter (24%) of the population has no savings at all, while over half (55%) save less than £100 a month.
"Financial worries can affect all of us, but it's important to take control of your finances and do the most you can do to ensure your finances are in the best state you can achieve," commented Kris Brewer, head of products at Skipton Building Society.
"Savings clearly play an important part in this.
"Our research shows that having a savings safety net can indeed go a long way in bringing financial happiness to our lives."
As well as starting to put a bit more aside every month, switching your savings account could earn you more in interest payments.
Check the Moneyfacts.co.uk Best Buy tables for the most competitive savings products the market has to offer.
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