With UK interest rates hitting an all time low of 1.5% following the Bank of England's decision to slash them by another 0.5%, it'll be all change again for mortgage and savings products.
All that remains to be seen now is how the banks and building societies will react to the news and the impact it will have on you.
While borrowers should be desperately hoping their lender passes on the full cut to their mortgage and loan products, savers will be equally desperate their banks do not do the same to their savings accounts.
Before the announcement was made, Lloyds TSB promised its mortgage lending arm, Cheltenham & Gloucester, will pass on any cut in full to its standard variable mortgage rate from 1 February.
Since the Bank's decision, HSBC and Nationwide have so far followed suit.
For savers, however, there's a nervous wait in store, as announcements regarding savings rates are traditionally delayed until nearer the end of the month.
So, with another few weeks of change in store for borrowers and savers alike, make sure you log on regularly to Moneyfacts.co.uk to keep up to date with all the latest news.
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