National Counties BS has announced that it will be relaunching its Guaranteed ISA for the new tax year. The product is an instant access cash ISA that requires a minimum investment of £1, paying a competitive rate of 3.26%. The account comes with a guarantee that its rate will always be at least 1.00% higher than the Bank of England base rate. Transfers out are subject to ten days' loss of interest and transfers in are only permitted after 5.4.10. The addition of this top six instant access ISA to the market is a welcome one, although consumers should be aware that the rate could drop even if the base rate remains unchanged. It has been awarded four out of five Moneyfacts stars.
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