Northern Rock is making its mark in the short term savings market.
The new issue of its E-Bond pays 3.05%, but you'll have to leave your funds untouched for 15 months (until 20 January 2012).
As a fixed term internet operated account, it is ideal for savers happy to conduct their financial affairs online.
However, early access to funds is not allowed, so it is essential that you can live without anything you have invested for the duration of the term.
With a rate that fares well against bonds of a similar ilk, this deal earns four out of five Moneyfacts stars.
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