When looking for a new account, many savers prefer to be able to visit their local branch to operate the account. While such accounts generally do not pay rates as high as online based accounts, there are some competitive options.
Chelsea Building Society – Chelsea Guarantee Plus
The Chelsea Guarantee Plus account currently pays 2.65 per cent and the account guarantees to pay no less than this or Bank of England Base Rate, whichever is the higher until 8 September 2010. Savers can invest between £100 and £500,000 into the account, with monthly interest available for those requiring a regular income. Savers can get instant access to their money, but all withdrawals during the guarantee period will be subject to 60 days' loss of interest.
Abbey – Instant Access Saver (Special Issue 3)
On its Instant Access Saver, Abbey is currently paying 2.50 per cent, which includes a 1.50 per cent bonus for 12 months. The account can be operated by telephone as well as in branch and savers can invest between £1,000 and £2million. Savers can get instant access to their money should they wish to make a withdrawal.
Citibank – Flexisaver 4
The Flexisaver 4 account from Citibank currently pays 2.37 per cent, which includes a 1.37 per cent bonus for 12 months. The account is open to new customers to Citibank and they can invest up to £1m. The account can be operated online or by telephone as well as in branch and comes with a cash card, so savers can get instant access to their money if they wish to make a withdrawal.
Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.
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