Many of the highest rates on the market are available on accounts that are operated online, but there are still a large number of savers who prefer to operate their account from their local branch.
The following accounts can be operated in branch and are from providers you can find on many high streets.
Abbey – Instant Access Saver (Special Issue 3)
The Instant Access Saver account from Abbey is currently paying 2.50 per cent, including a 1.50 per cent bonus for 12 months. The account can be operated in branch or by telephone and savers can invest between £1,000 and £2 million into the account. They can get instant access to their money, but funds must be transferred to another Abbey account. The account is also available in branches of Bradford & Bingley.
Barclays Bank – 5 Year Fixed Rate Savings Bond
Barclays Bank is offering a rate of 5.25 per cent on its 5 Year Fixed Rate Savings Bond. Savers can invest between £500 and £1 million into the bond, with a monthly interest option available for those requiring a regular income. Once opened, further additions and earlier access are not permitted during the five year term.
Cheltenham & Gloucester – One Year Fixed Rate Bond
Savers looking for a shorter commitment could consider the One Year Fixed Rate Bond available in Cheltenham & Gloucester branches, which is paying 3.50 per cent. Savers can invest between £100 and £3 million into the bond, with further additions permitted whilst the bond remains open. If access is required during the one year term, a 120 days' loss of interest penalty will be payable.
Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.
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