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Product focus: Cash ISAs

Product focus: Cash ISAs

Category: Savings

Updated: 25/01/2011
First Published: 15/11/2010

MONEYFACTS ARCHIVE
This article was correct at the time of publication. It is now over 6 months old so the content may be out of date.

the cash ISA market offers a host of deals to customers with varying deposit amounts, with a number of competitive rates.

Here is a selection of the current best Cash ISA rates.

Santander – Flexible ISA Issue 3

This account from Santander pays an annual rate of 2.85% including a bonus of 2.35% variable for twelve months. The rate is guaranteed to be at least 2.35% above base rate with a minimum rate of 2.85% for the first twelve months. Savers are required to make a minimum deposit of £1. Funds can be accessed immediately without advance notice. Transfers in are not accepted. The flexible ISA (issue3) account is available to savers aged 16 and over and can be operated in branch, by telephone or online.

Halifax – Cash ISA Direct Reward

This cash ISA direct reward account from Halifax pays an annual rate of 2.80% including a bonus of 2.30% for twelve months. A minimum deposit of £1 is required. After twelve months, or if the balance drops below £1 in the meantime, the rate will revert to the ISA Saver Direct rate and terms (Savers Direct rate is currently 0.50%). Minimum deposit required is £1. Funds can be accessed immediately without advance notice. Transfers in are accepted. The account is available to savers aged 16 and over and can be operated by telephone or online.

Principality BS – e-ISA Issue 2

A rate of 2.80% is paid yearly including an introductory bonus rate of 1% for twelve months. Withdrawals must be made via a nominated account. Savers are required to make a minimum deposit of £1. Funds can be accessed immediately without advance notice. Transfers in are accepted. The account is available to savers aged 16 years and over and can only be operated online.

Find the best savings account for you - Compare cash ISAs and ISA transfer rates

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Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.

 
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