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Product focus: Cash ISAs

Product focus: Cash ISAs

Category: Savings

Updated: 22/02/2010
First Published: 22/02/2010

MONEYFACTS ARCHIVE
This article was correct at the time of publication. It is now over 6 months old so the content may be out of date.

Cash ISAs are a popular choice with savers who do not wish to pay tax on their interest. With the ISA season well under way, there are currently a host of products to choose from. Here are the current top three cash ISA accounts.

Newcastle Building Society – Reward Saver ISA



This account pays a rate of 3.00pc on its anniversary, including a bonus of 1.00pc for 12 months. Savers can invest a minimum of £500 and can choose to split their cash ISA savings across multiple ISAs within Newcastle Building Society's range. 120 days' notice is required to access funds. Early access is allowed, subject to 120 days' loss of interest. The account can be operated by savers aged 18 and over, in branch, by post or online.

Buckinghamshire Building Society – 180 Day Monthly Income Cash ISA



This account pays a monthly rate of 2.82pc. Savers can invest a minimum of £100. As the name suggests, 180 days' notice is required to access funds. Early access is allowed, subject to 180 days' loss of interest. The account is only open to new money to the building society and can be operated in branch and by post. Savers must be aged 16 and over.

first direct – Cash e-ISA



This account pays a monthly rate of 2.72pc including a bonus of 2.52pc until 31st August 2011. The rate is fixed until this date, after which it reverts to standard variable rate, currently at 0.20pc. Savers can invest a minimum of £1. No notice is required to access funds. The account can be operated by post, telephone and online by savers aged 18 and over.

Find the best savings accounts for you - Compare cash ISAs

Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.

 
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