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Product focus: Cash ISAs with bonuses

Product focus: Cash ISAs with bonuses

Category: Savings

Updated: 17/05/2011
First Published: 17/05/2011

This article was correct at the time of publication. It is now over 6 months old so the content may be out of date.

The cash ISA market offers a host of competitive deals, many with introductory bonuses.

Here is a selection of some of the current best tax-free savings deals, which do not require advance notice to access funds.

AA – AA Internet Access ISA

  • This account from the AA pays a rate of 3.35% on its anniversary including a bonus of 1.65% for twelve months.
  • Savers can make a minimum investment of £500.
  • No advance notice is required to access funds, although all withdrawals must be via a nominated account.
  • Transfers in are not accepted.
  • The account can be operated online only by savers age 18 and over.

Santander – Flexible ISA Issue 3

  • This account pays an annual rate of 3.30% including a bonus of 2.80% variable for twelve months.
  • The rate is guaranteed to be at least 2.80% above base rate with a minimum rate of 3.30% for the first twelve months.
  • Savers can investment a minimum of £1.
  • Funds can be accessed immediately without notice or penalty.
  • Transfers in are not accepted.
  • The account can be operated by savers aged 16 and over in branch, by telephone or online.

HalifaxHalifax ISA Direct Reward

  • The ISA Direct Reward account pays a rate of 3.00% including a bonus of 2.50% variable for twelve months.
  • Savers can invest a minimum of £1.
  • No advance notice is required to access funds.
  • If the balance drops to below £1, the rate and terms will revert to that of the ISA Saver Direct currently paying 0.50%, after twelve months.
  • Transfers in are accepted.
  • The account is available to savers aged 16 and over and can be operated by telephone and online.

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Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.

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