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Product focus: Cash ISAs

Product focus: Cash ISAs

Category: Savings

Updated: 23/08/2010
First Published: 23/08/2010

MONEYFACTS ARCHIVE
This article was correct at the time of publication. It is now over 6 months old so the content may be out of date.

Cash ISAs are a popular choice amongst savers as they do not have to pay tax on their interest. A host of providers currently offer a variety of cash ISA deals, ranging from notice to fixed rate accounts. Here are the current best cash ISAs, which all include an introductory bonus and accept transfers in.

Newcastle Building Society – Reward Saver ISA

This account pays 2.75% on its anniversary including a bonus of 1.00% for twelve months. Savers can invest a minimum of £500. Advance notice of 120 days is required. Early access is allowed, subject to 120 days loss of interest. Transfers in are accepted. Savers can also split funds across multiple ISAs within Newcastle's range. The account is available to savers aged 18 and over and can be operated in branch, by post, telephone or online.

Cheltenham & Gloucester – C&G Cash ISA

Cheltenham & Gloucester's Cash ISA pays 2.70% on its anniversary including a 1.70% bonus for twelve months. A monthly interest option is available at 2.67% including a bonus of 1.68% for twelve months. Savers can invest a minimum of just £1. Funds can be accessed immediately, although all postal withdrawals must be made by cheque. Transfers in are accepted. The account is available to savers aged 16 and over and can be operated in branch or by post.

AA – AA Access ISA

This account pays 2.70% on its anniversary including a bonus of 1.00% for twelve months. A monthly interest option is also available at 2.67% with the same bonus. Savers can invest a minimum of £500. No advance notice is required to access funds, although all withdrawals must be made via a nominated account. Transfers in are accepted. The account is available to savers aged 16 and over and can be operated by post only.

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Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.

 
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