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Product focus: Cash ISAs

Product focus: Cash ISAs

Category: Savings

Updated: 28/02/2011
First Published: 28/02/2011

MONEYFACTS ARCHIVE
This article was correct at the time of publication. It is now over 6 months old so the content may be out of date.

With the 2011/12 ISA season is just around the corner many providers have begun to promote their new tax-free products.

Here is a selection of some of the Best Cash ISAs available at the moment. If these ISAs are not what your looking for check out our Best Buy Cash ISA chart.

Santander – Flexible ISA Issue 3

  • This new deal from Santander pays a rate of 3.15% including variable a bonus of 2.65% for twelve months.
  • The rate is guaranteed to be at least 2.65% above bank base rate and with a minimum rate of 3.15% for the first twelve months.
  • Savers can invest a minimum of £1.
  • No advance notice is required to access funds.
  • Transfers in are not accepted.
  • The account is available to savers aged 16 and over and can be operated in branch, by telephone or online.

Krbs – 2012 Bonus Cash ISA

  • This account pays 2.87% including a bonus of 2.12% until 30th June 2012.
  • A monthly interest option is also available at 2.83% with the same bonus.
  • Savers can invest a minimum of £500.
  • Advance notice of 60 days is required to access funds.
  • Early access will be subject to 60 days' loss of interest.
  • Transfers in are accepted.
  • The account is available to investors aged 16 and over and can be operated in branch or by post.

West Brom Building Society – WebSave ISA

  • The WebSave ISA account pays a rate of 2.87% including a bonus of 1.12% until 29th February 2012.
  • A minimum deposit of £1,000 is required.
  • No advance notice is required to access funds, although only three penalty free withdrawals are allowed per year.
  • Upon the fourth withdrawal, a penalty of 60 days loss of interest will apply until 5th April each year when a new tax year begins.
  • Transfers in are accepted.
  • Savers must be aged 16 and over to operate this online-only account.

Looking for a Cash ISA - Compare cash isa rates and best isa rates for transfers

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Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.

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