Fixed rate bonds currently offer some of the highest rates on the market, but with the majority not allowing access during the term of the deal, many savers will look to invest at least some of their money in an easy access account.
Egg – Egg Savings Account
Customers bringing new money to Egg are currently being offered a market leading rate of 3.25pc, including a 2.00pc bonus for 12 months on the Egg Savings Account. Savers can invest up to £1m into the online based account. No notice is required to make a withdrawal, but all funds must be transferred to a nominated account.
ING Direct UK – Savings Account
New customers to ING Direct UK can achieve a rate of 3.16pc, including a 2.66pc bonus for 12 months. The rate is guaranteed to be no lower than this for a 12 month period. Savers can invest up to £1m into the account, which can be operated online or by telephone. No notice is required to access funds, but all withdrawals must be made via a nominated current account.
Birmingham Midshires – Telephone Extra
The Telephone Extra account from Birmingham Midshires is currently paying 3.15pc, including a 2.65pc bonus for 12 months. Those requiring a regular income can opt for the monthly interest option, which pays 3.11pc. Up to £1m can be invested into the account, which requires no notice to make a withdrawal. However, all funds must be transferred via a nominated account. The account is operated via the telephone, but the initial deposit can be made by cheque.
Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.
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